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Clockwise Credit Union: Personal loans reviews

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4.88
Based on 2,926 reviews, last reviewed 19th Jul 2025
48% decrease in 5 star reviews
in the past 90 days
57% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service Great service , helpfull staff what more do you need Reviewed on: 19th July 2025
Andrew G's avatar
Andrew G

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2926)

They claimed to take my payment from my salary, on t...

1
They claimed to take my payment from my salary, on time every month without the need for manual payments. This was incorrect, I was unfairly charged extra interest due to them applying my payment considerably late. I had to complain three times to rectify the issue, and in the end was only refunded for 2/3 of the charges. Reviewed on: 20th April 2024
Junaid k's avatar
Junaid k

I have never had a problem with getting a loan I hav...

5
I have never had a problem with getting a loan I have had poor credit in the past but they have always given me a loan Reviewed on: 20th April 2024
Sandra R's avatar
Sandra R

No longer have to visit office, everything done onli...

5
No longer have to visit office, everything done online in your own comfort. Reviewed on: 20th April 2024
Camille D's avatar
Camille D

Been a member for many years.

5
Been a member for many years, always feel looked after Reviewed on: 20th April 2024
Kaye Brennan's avatar
Kaye Brennan

Whenever I have needed a loan NCU has always said ye...

5
Whenever I have needed a loan NCU has always said yes very quickly. Then the money I’ve paid to pay off the loan has carried on after I have paid it off and gone into savings. Reviewed on: 20th April 2024
Angela de Cani's avatar
Angela de Cani

Everything is always a quick and easy process with N...

5
Everything is always a quick and easy process with NLCU the customer services is always friendly and efficient and i was able to borrow money when I needed too it’s brilliant that they also encourage saving too. It’s easier for me to save with credit union and to have my savings seperate to my usual current account with my bank. Reviewed on: 20th April 2024
Jo foster's avatar
Jo foster

The Notts and Lincs Credit Union have the time

5
The Notts and Lincs Credit Union have the time to listen and consider properly all areas of financial difficulty, without putting too much risk on the money loaned. It really works. Thank you so much Knotts and Lincs. Reviewed on: 20th April 2024
Alvin Grimmett's avatar
Alvin Grimmett

Good Loans

5
I have always been excepted for the loans I have gone for Reviewed on: 20th April 2024
Phil R's avatar
Phil R

Forever greatful

5
Literally always there to help.. always when I need them aswel.. we had the worst year this year.. my daughters dad had a cardiac an shes only 3 an he was only 40.. he lasted 3 days but in the end we had to turn off all machines the most heart breaking time for all of us.. when I asked for help towards the funeral I had no bother the help was amazing an the money was there for me without question. It’s not the first time I’ve been with them for years an hopefully for many more years to come. Reviewed on: 19th April 2024
Kelz Louise's avatar
Kelz Louise

Brilliant

5
They have helped me out every time more than benefits Reviewed on: 19th April 2024
EmmaBatchelor 's avatar
EmmaBatchelor

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