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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,410 reviews, last reviewed 4th Jul 2026
67550% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I will reccomend clockwise to my friends and family I will reccomend clockwise to my friends and family Reviewed on: 4th July 2026
Priyan Vadher's avatar
Priyan Vadher

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4410)

I happy easy apply I refer my friend easy onl...

5
I happy easy apply I refer my friend easy online Reviewed on: 4th July 2025

I had great experience with clockwise in times if ne...

5
I had great experience with clockwise in times if need , being with poor credit clockwise help me getting family loan when i needed it Reviewed on: 4th July 2025

Never had a bad experience!

5
I have been with clockwise for several years never had a bad experience! Always had a friendly and helpful member of staff in store, over the phone and via message on the app. I have previously had difficulty with payment due to a change in my circumstances clockwise was understanding and worked with me to help sort the situation I was in. I have and will continue to recommend clockwise. Reviewed on: 4th July 2025

Exceptional services every time been with the for mo...

5
Exceptional services every time been with the for more than 5 years and never been let down Reviewed on: 4th July 2025

Lovely staff when I speak to them on the phone, alwa...

5
Lovely staff when I speak to them on the phone, always there to help when I need it. Whenever I need a loan their response is always quick. Definitely recommend clock wise. Reviewed on: 4th July 2025

Very easy to re apply for loans and money is sent in...

5
Very easy to re apply for loans and money is sent instantly Reviewed on: 3rd July 2025

Reliable and fast, the app is good too as you don’t...

5
Reliable and fast, the app is good too as you don’t have to phone and wait on hold Reviewed on: 3rd July 2025

Excellent customer service always happy to help

5
Customer service friendly and quick reply when I leave a message. The easy process to apply for a loan has helped me in many emergencies. Low interest rates so I'm not paying an extortionate amount back. Reviewed on: 3rd July 2025

Always a quick answer for loans and replying to onli...

5
Always a quick answer for loans and replying to online messages- staff are very helpful and always explain things well so there’s no hidden surprises - I’ve always been very happy with all clockwise service Reviewed on: 3rd July 2025

Ease & Comfort

5
Always a quick and easy process once all checks are made and never made to feel any type of way for needing to borrow money, makes you feel at ease. Reviewed on: 3rd July 2025

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