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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

I feel the interest is too high, but easy and flexib...

3
I feel the interest is too high, but easy and flexible for low income individuals Reviewed on: 7th July 2025
Tiah russell 's avatar
Tiah russell

Clockwise are very understand and reliable and every...

5
Clockwise are very understand and reliable and every encounter ive had with them they always help me resolve anything as soon as possible always fast with response and guide you carefully and respectfully Reviewed on: 7th July 2025
Jade t's avatar
Jade t

Quick response/outcome.

5
Quick response/outcome. Had a decision within a day and customer service good when required to provide more info. Only downside would be wait times on phone line Reviewed on: 7th July 2025
Amanda P's avatar
Amanda P

Very good customer service and so easy to apply very...

5
Very good customer service and so easy to apply very happy with the service today and definitely would recommend Reviewed on: 7th July 2025
Tommy H's avatar
Tommy H

Clockwise have helped me out financially so much

5
Clockwise have helped me out financially so much Reviewed on: 7th July 2025
Georgina c's avatar
Georgina c

I was struggling to sort my debts out after being in...

5
I was struggling to sort my debts out after being in a dv relationship and clockwise was a massive help I am still in debt but almost getting out of it but if it wasn’t for clockwise I wouldn’t of managed they’re very helpful Reviewed on: 7th July 2025
Janie J's avatar
Janie J

I had trouble signing up at first so I called and th...

5
I had trouble signing up at first so I called and the advisor was lovely & helpful. The call was quick and easy and it was all sorted there and then. Reviewed on: 7th July 2025
Rosacha's avatar
Rosacha

Very good people recommend them to anyone

5
Very good people recommend them to anyone Reviewed on: 7th July 2025
Ricky's avatar
Ricky

Good customer service and polite service helpful

5
Good customer service and polite service helpful Reviewed on: 7th July 2025
David F's avatar
David F

Very reliable and helpful with great information abo...

5
Very reliable and helpful with great information about loans. I have been with them for about 17 years. Reviewed on: 7th July 2025
Mrs L's avatar
Mrs L

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