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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4557 reviews)

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4.79

Based on 4,557 reviews, last reviewed 11th Aug 2026

26% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Clockwise has been a life saver!

Clockwise has been a life saver! Whenever I've needed a loan its a quick application away. You get a decision in minutes and can accept the loan straight the way, the loan will be paid to you the same day and its fast to payback. Clockwise is Fantastic and i wish i knew about them sooner. I woukd 100% recommend to family and friends. Reviewed on: 7th July 2025

Great customer service.

Easy online. Application waiting the the approval was 24 hours and signing and getting funds was within 2 hours. Reviewed on: 7th July 2025

Clockwise has never ever failed me

I’ve been using clockwise for nearly 6 years now and i started using the family loan and choose to pay back from benefits this made it easy and due to poor credit at the time I was accepted and clockwise have continued to be the best value and top up loans give flexibility if crisis occurs and change payment plans by far the most useful lender I’ve ever come across! Reviewed on: 7th July 2025

I’m happy with everything .

I’m happy with everything . Good reply , in time and I’m a happy costumer Reviewed on: 7th July 2025

No problems.

No problems. Very helpful, easy to use and friendly staff :) Reviewed on: 7th July 2025

Less office face to face Approach.

Less office face to face Approach. Difficult to login as an old member Reviewed on: 7th July 2025

Award winning service.

Award winning service. Quick and easy application for loans. Customer service is brilliant, would recommend to anyone looking for a loan. Reviewed on: 7th July 2025

Iv Been a customer for years and always had best tre...

Iv Been a customer for years and always had best treatment . If needed a loan or anything they have been there during Christmas and thro hard times. Reviewed on: 7th July 2025

I have previously had a loan with clockwise, the sta...

I have previously had a loan with clockwise, the staff was very friendly, it was a quick and easy process. Everyone was very helpful and made ke fewl at ease. I was able to save at the same time too, which really helped me. The funds went straight to my account too. Reviewed on: 7th July 2025

I use clockwise because they have the cheapest rates

I use clockwise because they have the cheapest rates Reviewed on: 7th July 2025

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