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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4412 reviews)

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4.79

Based on 4,410 reviews, last reviewed 4th Jul 2026

67550% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I will reccomend clockwise to my friends and family I will reccomend clockwise to my friends and family Reviewed on: 4th July 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4412)

Been a customer over 10years!

Iv been with clockwise over 10 years and never had a problem always been great when I need them Reviewed on: 3rd July 2025

Great service, easy application and smooth process

Great service, easy application and smooth process Reviewed on: 3rd July 2025

I had an unlucky time where I became homeless in2023...

I had an unlucky time where I became homeless in2023 and lost all my banks and struggled to get accepted for an account everywhere until I applied to clockwise. I was accepted for an account and as time went on I found a flat to live and clockwise offered me a loan I took the loan and the repayments where affordable and fair which made it possible for me to furnish my home I can now get other bank accounts but I’m sticking with clockwise as they were there to help. Thank you all Reviewed on: 3rd July 2025

credit union always there for you

credit union always there for you Reviewed on: 3rd July 2025

Poor experience

I made a request for a loan it has been going bon for almost a week now everyday there has been another issue I went to job centre spent 2 hours to show I'd sent this over then I was asked about paymentsbwhichbi have also sent over I have signed 2 agreements and still being asked to clarify things I have adhd and autism and this is stressing me I changed my bank to suit the agreement and still have no reply all message replies come at the end of thw day when there is no one then to reply untill the following afternoon Reviewed on: 3rd July 2025

Great set of team.

Great set of team. Have always helped me when needed. Not like the other loan places out there. Reviewed on: 3rd July 2025

It was very easy to get a loan and I am very happy w...

It was very easy to get a loan and I am very happy with customer support. Reviewed on: 3rd July 2025

The staff are very efficient polite & friendly

The staff are very efficient polite nothing is too much trouble Reviewed on: 3rd July 2025

I’ve used clockwise for a while now.

I’ve used clockwise for a while now. It’s easy and hassle free. Everything’s in one place Reviewed on: 3rd July 2025

Very helpful

Always there when I need them, the whole set up is just perfect for me Reviewed on: 3rd July 2025

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