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Clockwise Credit Union: Personal loans reviews

4.88
Based on 3,024 reviews, last reviewed 12th Apr 2026
9000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good friendly team fast response Good friendly team quick response Reviewed on: 12th April 2026
Kylie M's avatar
Kylie M

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (3024)

Support when I needed it the most

5
I was a newbie to credit union but was told by word of mouth they were the most supportive and reliable company to go to for loans which prompted me to look into it further and apply. When I applied it was simple and stress free. I’ve been committed to every payment since being accepted for my loan ,but on one occasion my bank had a bit of a oopsie dasie which my payment didn’t go through. Credit union contacted me the next day to inform me the payment was unsuccessful which if they didn’t I would of been none the wiser until a later date so I believe this to be very beneficial. Once I had realised I explained my circumstances they were very understanding and told me to phone when this error was corrected but not to worry which as you can imagine anything like this can ruffle your feathers but again they made this a easy and less stressful matter. They are very understanding of any circumstances, don’t judge and there when it matters most! Reviewed on: 30th May 2023

Excellent and welcoming staff

5
Excellent experience with the union, if i ever come into problems financially they were there to help Reviewed on: 30th May 2023

Excellent

5
Always happy to help, quick service great for savings also Reviewed on: 30th May 2023

Great organisation!

5
Friendly staff - really happy to help. Reviewed on: 30th May 2023

Great place!

5
I love having credit union under my belt, it’s very reasonable, helpful and always great to stay upto date with payments so you can keep taking loans. Staff are polite and helpful when needed! Reviewed on: 30th May 2023

Best service

5
Easy to use and really good communication. Really helped to keep a roof over my head and cannot fault the service. Would have been homeless without the help I received. Absolute 10 star service. Reviewed on: 30th May 2023

10*

5
Very friendly and incredibly helpful 10* from me excellent interest rates I've had multiple loans with the possibility to save aswell highly recommended Reviewed on: 30th May 2023

Very quick and efficient contact

5
Application and payment was sorted really quickly Reviewed on: 30th May 2023

Fantastic, professional friendly

5
Everyone I spoke to and dealt with from start to finish re my loan application were fantastic … so caring and informative and extremely helpful .. highly recommend you to friends & relatives looking to save or for a loan .. THANKYOU ALL Reviewed on: 30th May 2023

Quick clear easy and affordable

5
It’s very quick easy and affordable loans and save money while repaying the loan is always a welcome bonus Reviewed on: 30th May 2023

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