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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Loans are very affordable and excellent customer ser...

5
Loans are very affordable and excellent customer service Reviewed on: 22nd May 2025

Applying for loans

5
I've been a member for years now and always been excellent. Loans are very affordable and straight forward . Reviewed on: 22nd May 2025

Absolutely fantastic company very easy to use and ve...

5
Absolutely fantastic company very easy to use and very helpful customer service great too Reviewed on: 22nd May 2025

Excellent company, quick transfers, staff very helpful

5
Excellent company, quick transfers, staff very helpful Reviewed on: 22nd May 2025

Amazing, the staff have been helpful.

5
Amazing, the staff have been helpful. The process was quick and easy. Reviewed on: 22nd May 2025

Quick decisions and helpful when needed

5
Quick decisions and helpful when needed Reviewed on: 22nd May 2025

Member for 10 years very happy

5
Been a member for 10+ years & have always been kind & helpful. Had many loans over the years & never had any issues . Definitely recommend Reviewed on: 22nd May 2025

I've been with clockwise credit union since 2007 the...

5
I've been with clockwise credit union since 2007 they have helped me more than they will ever know helped me to get out of debt helped me in times of loss and helped me with the extra cost of being a mum they really are fantastic Reviewed on: 22nd May 2025

Great service throughout.

5
Great service throughout. Very easy and forward. Reviewed on: 22nd May 2025

Easy and fast to use.

5
Easy and fast to use. Excellent customer service. Reviewed on: 22nd May 2025

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