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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4521 reviews)

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4.79

Based on 4,520 reviews, last reviewed 10th Jul 2026

1475% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Straightforward process! Quick decisions, well-laid-out contracts (make sure you read them!), and good assistance from staff when providing the relevant information needed to ... Read more Reviewed on: 10th July 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4521)

Loan emergency

Needed a loan in an emergency. I was approved and paid out quickly. The repayments were taken straight from my wages which made it easier to manage. I've kept the payment deduction set up so that the money will go straight to my clockwise savings account. Reviewed on: 21st May 2025

Clockwise always on Time

Clockwise are one of the best around for providing loans and have a great system in place to provide them very quickly. I can't stress enough how all their staff are very polite and responsive. Brilliant company! Reviewed on: 21st May 2025

Have always been a very helpful loan every 4 months...

Have always been a very helpful loan every 4 months for my family Reviewed on: 21st May 2025

Over the moon!!!

I have spoken to about 5 Clockwise Credit Union staff. each and everyone was lovely to speak to very help and knowledgeable about what i needed to do and time and dates in when i needed to log on. I could not ask for a better experience. if some one has had a problem with them its not Clockwise Union it must of been the customer themselves. even when your on hold and 15 in a queue it tells you when you move down and your not wating hours 25-30 minutes top. and then when you get though you can tell that they are just a happy bunch, they must get free biscuits and cakes at work cause no one is that happy to help you every day. Thaank you to all of credit union i will be sitting on a chair that i don't fall through.. Reviewed on: 21st May 2025

Had plans for years they help me out so much so help...

Had plans for years they help me out so much so helpful Reviewed on: 21st May 2025

Been using clockwise for a year and they’ve been great!

Been using clockwise for a year and they’ve been great! Any issues I’ve had they’ve handled it brilliantly. I’ve referred them to a few people and they’ve had the best experience too Reviewed on: 21st May 2025

Was very happy with them quick and easy

Was very happy with them quick and easy Reviewed on: 21st May 2025

Always been able to top up my loan.

Always been able to top up my loan. When I’ve needed to. Always been a good yuck service. Can’t fault them Reviewed on: 21st May 2025

Fast replies on app to messages.

Fast replies on app to messages. Answers to questions very quickly. Reviewed on: 21st May 2025

Easy to apply.

Easy to apply. Fast response and money is transferred quickly. I have only had to call once, the staff member I spoke to was friendly and really helpful Reviewed on: 21st May 2025

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