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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (3024 reviews)

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4.88

Based on 3,024 reviews, last reviewed 12th Apr 2026

9000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good friendly team fast response Good friendly team quick response Reviewed on: 12th April 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (3024)

Best ever Credit Union

Having had several Payroll loan and saving accounts over the years, I have always found them to be approachable, friendly and helpful. I have often signposted family and friends to them. I definitely recommend. Reviewed on: 30th May 2023

Really helpful

Very helpful with the loan process and the staff are amazing Reviewed on: 30th May 2023

Excellent

Notts and lincs credit union is by far the best in my opinion reliable, efficient, professional, and very friendly team. they consolidated my debts , within two days i was approved. They do their best to meet your needs regardless your circumstances or status. Highly recommendable! Reviewed on: 30th May 2023

Exellent

they are very helpful and quickly and efficiently deal with all the easy and difficult cases. You can always count on their help.. Reviewed on: 30th May 2023

Loans

Excellent service!! Thank you very much! Reviewed on: 30th May 2023

Loan and savings

I required a £300 loan, and reached out to Nottingham and Lincolnshire credit union. The process was quick and informative. I knew what my obligation would be every step of the way. The interest rate was exceptional and l have over £100 now saved up from the repayments. Would definitely use again Reviewed on: 30th May 2023

Absolutely fantastic

Credit union is the only loan company that I go to now as it’s affordable and reliable and don’t take more money than they should, everything’s done online which is fantastic too and it’s quick and easy and money goes straight into your bank account within a couple of hours, I’ve defo recommended and family have gone ahead and got a loan too Reviewed on: 30th May 2023

Great company

Always there to offer help and support Reviewed on: 30th May 2023

Excellent service

I started with notts and lincs credit union when I had to move into my new house to get away from my alcoholic violent baby father, my credit score was non existent due to my ex running up debts in my name and not paying them. I couldn't get credit from anyone to decorate my house or buy items for my new house. Notts and limcs credit union had just started up as notts credit union and I was given a leaflet from my housing officer about them. I applied for a loan and thought they would be like every other credit agency and decline due to my poor credit but I explained my circumstances and they gave me a chance and approved my loan. From there I was able to sort my credit score, start saving money and have savings and have loans that didn't have high repayments or a massive interest and APR to pay back. Amazing company who I always recommend to others. Even recently I had to leave my police officer role due to my autistic son not coping with the hours and my last pay from them was only £61 for the month which left me not able to pay credit union or any other bills that month. I called them and explained and they were very helpful and understanding. The pledged savings that I had acquired from the loan I had with them was used temporarily to cover that months repayment so it would not negatively impact my credit file and I was able to catch up with everything. I can't thank this company enough for their kind, caring, and exceptionally understanding way of doing business. Reviewed on: 30th May 2023

Best credit union in town.

I've been with Notts and Lins credit union for years now. Staff has always shown understanding and compassionate to my needs. Even though sometimes my requests are not met, but they give advise on ways to improve for chances for a successful loan. Reviewed on: 30th May 2023

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