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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Really quick and easy process, but very difficult to...

5
Really quick and easy process, but very difficult to speak on the phone with a customer service agent Reviewed on: 21st May 2025

The fast and east approach and process really made i...

5
The fast and east approach and process really made it a easy and satisfying experience Reviewed on: 21st May 2025

I have got into circumstances before which I was afr...

5
I have got into circumstances before which I was afraid I was going to get into debt I could not handle but clockwise have given a good price and based on if you can afford it, and have helped me in so many ways I can not express with words Reviewed on: 21st May 2025

I've never had any issues with clockwise, and they h...

5
I've never had any issues with clockwise, and they have been there whenever I've needed to borrow money,thank you Reviewed on: 21st May 2025

Fast and reliable .

5
Fast and reliable . I just completed the form and got it in less than an hour Reviewed on: 21st May 2025

When I faced unexpected expenses, the loan from Cloc...

5
When I faced unexpected expenses, the loan from Clockwise Leicester gave me quick access to the funds I needed. It helped me cover urgent bills without having to delay payments or face penalties. The process was straightforward and fast, which was crucial during a stressful time. Because I was already part of the Clockwise community, I felt supported rather than judged. Having access to this emergency funding meant I could focus on solving the problem, rather than worrying about how to keep my business running. It gave me breathing room when I needed it most. It wasn’t just about the money—it was about having a safety net. Knowing Clockwise Leicester had my back helped me stay confident and keep moving forward. Reviewed on: 21st May 2025

Very helpful company and very understanding when it...

5
Very helpful company and very understanding when it comes to disabled people I would recommend them all day every day Reviewed on: 21st May 2025

helpful credit union

5
i have been with this company for many years and am glad to say they are very heplfu and have always been there to help me when ive needed them thankyou cockwise creit union. Reviewed on: 21st May 2025

Really helpfull and good communication

5
Really helpfull and good communication Reviewed on: 21st May 2025

we have always been very pleased with the help we ha...

4
we have always been very pleased with the help we have recieved from clockwise. The staff have always been pleasant and helpful Reviewed on: 21st May 2025

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