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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,926 reviews, last reviewed 19th Jul 2025
2% increase in 5 star reviews
in the past 90 days
57% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service Great service , helpfull staff what more do you need Reviewed on: 19th July 2025
Andrew G's avatar
Andrew G

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2926)

Clockwise loans

5
I have had 2 loans from clockwise, both were accepted easily and I was offered the money I needed. The repayments were low. It would be better if they were interest free or a lower interest. Reviewed on: 14th July 2025

They are well organised and helpful

5
They are well organised and helpful Reviewed on: 14th July 2025

Easy to use, staff in branch and phone have always b...

5
Easy to use, staff in branch and phone have always been very helpful, straight forward, app is very use to use and waiting time is very short Reviewed on: 14th July 2025

Clockwise have been a rock for me when I needed it,...

5
Clockwise have been a rock for me when I needed it, I buried my mum and needed to get her grave stone and they gave me a loan, I then needed to replace my roof and they loaned me again they are truely amazing people and believe in giving people a second chance where no one else will. Reviewed on: 14th July 2025

The services offered is good value for money.

4
The services offered is good value for money. The only challenge is some of their offices are opened in specific days in a week. If you miss those days, then you cannot process your loan in a timely way. The phone call to the head office takes too much burden on the caller as the queues are often too long. Reviewed on: 14th July 2025

They've been amazing when I had my inheritance I fel...

5
They've been amazing when I had my inheritance I felt my money was safe and recieved with minimal fuss Reviewed on: 14th July 2025

Been hard at first trying to get ID to approve but b...

5
Been hard at first trying to get ID to approve but been good otherwise Reviewed on: 14th July 2025

Excellent service No problems great customer service

5
Excellent service No problems great customer service Reviewed on: 14th July 2025

I applied for a loan with clockwise credit union whe...

5
I applied for a loan with clockwise credit union when I was in need of money and unemployed. They were fantastic and allowed me to borrow £700 with low interest monthly payments coming straight from my universal credit income. Reviewed on: 14th July 2025

I can't fault them, Everything is so straight forwar...

5
I can't fault them, Everything is so straight forward and easy to do online Reviewed on: 14th July 2025

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