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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Easy to talk to and listen great rates on loans high...

5
Easy to talk to and listen great rates on loans highly recommended Reviewed on: 3rd July 2025

Exceptional customer service.

5
Exceptional customer service. Thank you Reviewed on: 3rd July 2025

Clockwise credit union are very quick with their res...

5
Clockwise credit union are very quick with their responses on getting back to you and you also receive the money on the same day or 1 day after which is very beneficial. They have a variety of options you can choose from such as savings or a loan or you can do both at the same time as you’re paying the money back which will be an extra cost it just depends on how much you choose to save a month. Reviewed on: 3rd July 2025

I have been with clockwise credit union for 2 years...

5
I have been with clockwise credit union for 2 years now . And I think it is very good they don’t put much interest on at all which helps loads Reviewed on: 3rd July 2025

It was such a easy process, the staff are also great...

5
It was such a easy process, the staff are also great, they made the process so easy, explaining it all step by step Reviewed on: 3rd July 2025

Very easy to get loans!

5
Very easy to get loans! Pay out same day next day even. Highly recommend staff are also lovely Reviewed on: 3rd July 2025

Prompt, Professional, Precise

5
I've had a great experience using Clockwise Credit Union. From the start, their communication was clear, professional, and to the point. They responded quickly to questions and explained everything in a way that was easy to understand. The service itself was excellent, punctual, well-organized, and delivered exactly as promised. What I appreciated most was their reliability and no-nonsense approach. They did what they said they would, with no surprises. If you’re looking for someone who is easy to work with, direct, and dependable, I highly recommend them. I would definitely use their services again. Reviewed on: 3rd July 2025

Quick and easy loan application , manageable repayme...

5
Quick and easy loan application , manageable repayment s Reviewed on: 3rd July 2025

Been a customer over 10years!

5
Iv been with clockwise over 10 years and never had a problem always been great when I need them Reviewed on: 3rd July 2025

Great service, easy application and smooth process

5
Great service, easy application and smooth process Reviewed on: 3rd July 2025

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