Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,926 reviews, last reviewed 19th Jul 2025
84% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service Great service , helpfull staff what more do you need Reviewed on: 19th July 2025
Andrew G's avatar
Andrew G

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Clockwise Credit Union Personal loans reviews (2926)

The best of the best

5
I first approached Notts & Lincs credit union, when my dog became seriously ill. They approved my loan so quickly I was able to pay my vet bill. I have had a couple more loans since and they have been approved and paid so quickly. The staff are always so friendly and kind. They are also very quick at answering emails or account messages. Reviewed on: 20th March 2024

Notts and lincs credit union are amazing I was in a...

5
Notts and lincs credit union are amazing I was in a bad place and struggling with things and they took there time and welcomed me aboard with giving me a loan with a bad credit record so would recommend this company to anyone out there struggling and need help Reviewed on: 20th March 2024

I was struggling to make ends meet during the pandem...

5
I was struggling to make ends meet during the pandemic and credit union gave me a loan Reviewed on: 20th March 2024

Everytime I’ve had any issues they’ve always helped...

5
Everytime I’ve had any issues they’ve always helped me and been understanding. Everyone is very polite and great support and help. Reviewed on: 20th March 2024

Easy to apply, fast decisions and super helpful staff.

5
Easy to apply, fast decisions and super helpful staff. I have only used NLCU twice but both times it was a fab experience. Reviewed on: 20th March 2024

I have been with NCU for over 15 yrs now and NLCU fo...

5
I have been with NCU for over 15 yrs now and NLCU for the last few yrs since they emerged together. I have been taking loans out and with great interest rates. Never a problem to apply and always make you feel comfortable while chatting and filling forms out. Very helpful. Great team work. Reviewed on: 20th March 2024

Always good value for money.

5
Always good value for money. Understanding and excepting . Great costumer service and lovely products on offer. Especially at Christmas. Don’t know what i would do without them sometimes. Reviewed on: 20th March 2024

Excellent

5
Very good experience Reviewed on: 20th March 2024

My experience with Notts and Lincs Credit Union is g...

5
My experience with Notts and Lincs Credit Union is great they are very good in intense of lone. Reviewed on: 20th March 2024

I love using credit union there very polite and help...

5
I love using credit union there very polite and helpful Reviewed on: 20th March 2024

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Clockwise Credit Union?

    View all products