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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,426 reviews, last reviewed 6th Jul 2026
1756% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Clockwise for the win! The move from notts & Lincs credit union to clockwise was seamless and very easy to do. They have provided great customer service when I’ve needed to ... Read more Reviewed on: 6th July 2026
Lauren S's avatar
Lauren S

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4427)

Sorted me a loan out when I needed it most and when...

5
Sorted me a loan out when I needed it most and when payment date wasn't ideal for me they changed the date with no problems Reviewed on: 23rd June 2025

Accessible loans

4
Applied for a loan and decision was made with few hours. Money deposited in my account. Reviewed on: 23rd June 2025

Very helpful Customer service.

5
Very helpful Customer service. Everything is done quickly and professionally Reviewed on: 23rd June 2025

The Star Company

5
When I started to transfer over to clockwise, they help me so much. I was able to speak to someone about my worries. When I needed the loan they help me so much. They were patient and understanding. They were so helpful. I would recommend them to all. I have recommend the to my friends and family Reviewed on: 23rd June 2025

Paying off the loan through my salary before tax was...

5
Paying off the loan through my salary before tax was my first experience with Clockwise. I found this to be the best option for me, and the interest rate is also reasonable. Reviewed on: 23rd June 2025

Easy to apply and a quick response.

5
Easy to apply and a quick response. Affordable loads that are easy to repay through child benefit which helps so much. Reviewed on: 23rd June 2025

always been plain sailing.

5
always been plain sailing. never had an issue.perfect customer service . Reviewed on: 23rd June 2025

Excellent Services

4
Good experience helpfull service Reviewed on: 23rd June 2025

Quick to help.

5
Quick to help. Dont discriminate over people's situations Reviewed on: 23rd June 2025

Been with Clockwise for 9 years and they have given...

5
Been with Clockwise for 9 years and they have given me a seriously great service. Reviewed on: 23rd June 2025

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