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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Always there when you need a little extra cash, the...

Always there when you need a little extra cash, the app keeps you updated with your balance, payments, too up available ect Reviewed on: 29th April 2025

Always helpful and fast with savings

Always helpful and fast with savings Reviewed on: 29th April 2025

There very helpful.

There very helpful... And there rates are reasonable Reviewed on: 29th April 2025

hassgreat service free and I have no worr...

Very easy to identify hassle free and I have no worries with using them Reviewed on: 29th April 2025

Great customer service

Great customer service, very quick. Reviewed on: 29th April 2025

From loan to savings

I was unable to get a loan from anywhere else when times were tough on maternity leave. A friend recommended clockwise loans, I had my child benefit paid into my clockwise account to pay back the loan. I ended up paying it back early and now it's great for savings as I don't use this account for anything else, so the child benefit builds up each week. Reviewed on: 29th April 2025

Good friendly customer service

Was a with Notts lincs credit union before clockwise taken over cannot fault the credit union never had any problems and they have always been helpful i always recommend them to anyone who’s looking for a loan or to build credit Reviewed on: 29th April 2025

Perfect service

So seamless and helpful from the very start, couldn’t recommend them more for how clear they made everything and helped when I really needed it! Perfect communication and advice Reviewed on: 29th April 2025

Needed a small bridge loan they didn't judge and hel...

Needed a small bridge loan they didn't judge and helped me out on good terms Reviewed on: 29th April 2025

Helped me get back on track I’ll be forever grateful

Helped me when I was desperate because no one else would due to me going through a rough patch and break up. And I will be forever grateful as I’ve managed to get back on track now Reviewed on: 29th April 2025

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