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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Fairy good, bit expected more information terms of s...

Fairy good, bit expected more information terms of service and offers Reviewed on: 15th April 2025

They are very understanding and collaborative

They are very understanding and collaborative Reviewed on: 15th April 2025

Great interest rates for loan.

I applied for a loan and provided all the needed information. After submitting my application and it was approved. The money was in my account within a few hours. I was so happy and my daughter who is also a member of Clockwise credit union got her loan approved. I have told a few friends to join Clockwise Credit union. I am very happy to be a member. Reviewed on: 15th April 2025

The app is so easy to use and application fast and i...

The app is so easy to use and application fast and instant decisions. Reviewed on: 15th April 2025

My mother told me about this site a few months back,...

My mother told me about this site a few months back, knowing I couldn’t get accepted due to my credit score. I filled out the application anyway for a loan and I was accepted. At the time was in a terrible place financially and mentally and once I was accepted it helped me massive amounts managed to get out of so much debt and able to buy some new toys for my daughter to play with. It helps massively not taking a massive chunk of money away and stupid percentage of interest. Would recommend to anyone. Reviewed on: 15th April 2025

When applying for my loans it's bin quick and easy a...

When applying for my loans it's bin quick and easy and hassle free process, and more importantly stress free and I get to save at the same time, and we get to apply for another loan after 4months, Reviewed on: 15th April 2025

Borrowing money to people on benefits

Borrowing money to people on benefits Reviewed on: 15th April 2025

Been with you for a long time and never had any prob...

Been with you for a long time and never had any problem best loan place Reviewed on: 15th April 2025

Great customer service and fast, very helpful

Great customer service and fast, very helpful Reviewed on: 15th April 2025

Great experience, great services highly recommend

Great experience, great services highly recommend Reviewed on: 15th April 2025

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