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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Circumstances

3
Unable to take loan even though circumstances haven’t changed Reviewed on: 20th June 2026

Low moment in life

5
Very helpful in our lowest moments to get us back on our feet so we could provide for our family. Reviewed on: 20th June 2026

Always clear and supportive.

5
Always clear and supportive. When I am in need there is always proper guidance on what to do. Always updated on status of a loan and being there people who do not work as well as those that do is a blessing. 100% Reviewed on: 20th June 2026

Quick, easy and affordable

5
Always a smooth process with applying for top up loans, affordable repayments. Been a happy customer for years. Reviewed on: 20th June 2026

Always efficient and easy to get hold of weather it'...

5
Always efficient and easy to get hold of weather it's via the online chat or phone very helpful and polite Reviewed on: 20th June 2026

I have been a member for many years and never let...

5
I have been a member for many years and never let down when I needed them the most excellent service Reviewed on: 20th June 2026

My experience

5
I’ve been in situations where I’ve really struggled financially and clockwise credit Union have been able to help me out Reviewed on: 20th June 2026

Very good and easy to communicate

5
Very good and easy to communicate Reviewed on: 20th June 2026

Friendly helpful considerate n no judge mental looks...

5
Friendly helpful considerate n no judge mental looks at me unable to read write great ppl Reviewed on: 20th June 2026

Professional and trustworthy

5
Securing this loan was an absolute game-changer that exceeded all my expectations. The entire application process was incredibly smooth, transparent, and entirely stress-free from start to finish. I felt genuinely supported by a team that took the time to understand my unique financial goals. The lightning-fast approval and prompt funding allowed me to take immediate action on my plans with total confidence. Thanks to their flexible terms and remarkably competitive rates, managing my repayments has been better. This empowering financial partnership did not just provide funding; it delivered true peace of mind and unlocked exciting new opportunities for my future. Staff are amazing always there on hand to help if in need of any help. Due to missing a payment staff l were there and helped get back on track. Reviewed on: 19th June 2026

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