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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Clockwise are very helpful and polite and very happy...

5
Clockwise are very helpful and polite and very happy with there service Reviewed on: 8th July 2025

I was struggling with financial issues and clockwise...

5
I was struggling with financial issues and clockwise went above and beyond to help me out and I paid the loan back it was so simple I didn't even notice the money going anywhere Reviewed on: 8th July 2025

Fast reliable and handy to have for help

5
Quick and helpful reliable thankyou Reviewed on: 8th July 2025

This it helped me went i was down at my slow and hel...

5
This it helped me went i was down at my slow and helped me with my children Reviewed on: 8th July 2025

Really good

5
Getting a family loan has been really easy, all done online. Can top up after so long if you need and rhe best bit is the saving alongside Reviewed on: 8th July 2025

Amazing people allways happy to help never had a pro...

5
Amazing people allways happy to help never had a problem Reviewed on: 8th July 2025

10/10 value for money, service and savings!

5
I love clockwise, they are great value for money! Customer service is quick and helpful, borrowing and saving options are also fantastic. Repayments are affordable and they don’t lend more than you can pay back. 10/10 recommend Reviewed on: 7th July 2025

Happy loan

5
Very very helpful happy with how they helpful they was Reviewed on: 7th July 2025

I feel the interest is too high, but easy and flexib...

3
I feel the interest is too high, but easy and flexible for low income individuals Reviewed on: 7th July 2025

Clockwise are very understand and reliable and every...

5
Clockwise are very understand and reliable and every encounter ive had with them they always help me resolve anything as soon as possible always fast with response and guide you carefully and respectfully Reviewed on: 7th July 2025

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