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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Brilliant customer service

4
Brilliant customer service. All my queries has been solved to my satisfaction. I highly recommend. Reviewed on: 19th April 2024

Quick to get a loan provided you qualify and good cu...

5
Quick to get a loan provided you qualify and good customer service. Reviewed on: 19th April 2024

Weronika

5
Excellent loans and very good savings I love it Reviewed on: 19th April 2024

They are helpful and understanding in difficult times.

5
They are helpful and understanding in difficult times. Especially accepting to reduce loan repayments due to my difficult financial circumstances. I really appreciate their services. They got back to me and accepted the rearrangement and I am very grateful. Reviewed on: 19th April 2024

Great service.

5
Great service. Fast affordable and reliable Reviewed on: 19th April 2024

Easy to apply

5
Easy to apply, quick response as to whether or not you've been accepted and the money is quick going into your bank aswell. Reviewed on: 19th April 2024

Excellent

5
They have always been helpful and easy to contact. Very fast in responding. Reviewed on: 19th April 2024

Brilliant customer service, but Hugh APR

4
Brilliant customer service, but Hugh APR Reviewed on: 19th April 2024

Loan at an affordable rate

5
The staff are very friendly and professional. My loan application was very easy and straightforward and i got my loan approved sooner than i expected and it was very affordable because of the low interest rate compare to other financial institutions. Reviewed on: 19th April 2024

All staff are always very friendly and helpful

5
All staff are always very friendly and helpful Reviewed on: 19th April 2024

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