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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Mansfield store

4
The girls are fantastic in helping they do a great job thanks guys Reviewed on: 20th June 2023

Xx

5
I've been with credit union since I was 18 so very long time, they have always been supporting and very helpful if it wasn't for these I would probably be struggling Reviewed on: 20th June 2023

Simply the best

5
Great loans great rates and exceptional customer care throughout Reviewed on: 20th June 2023

Brilliant service

5
Quick and easy process to apply and prompt acceptance. Really knowledgeable friendly helpful staff. Reviewed on: 20th June 2023

Brilliant

5
Nice and easy brilliant service. Reviewed on: 20th June 2023

Friendly, helpful team

5
I hate asking for help at the best of times, but whenever I need financial help in the form of a loan, going through the easy to use process, when I am contacted or if I have any questions, I always find the team to be really helpful, friendly and resourceful, which really helps to put me at ease. Thank you, great team. Reviewed on: 20th June 2023

Fast and efficient

4
They offer a speedy response to request Reviewed on: 19th June 2023

Best experience

5
With notts and Lincs credit union I have never felt so comfortable even when hitting a tuff spot financially. I had just been put out of work and let them know. They where very understanding and assured me that I wouldn’t have baylifts knocking on my door and once I was back on my feet we met a mid ground of repayments that where affordable to get me out of my missed payments and back on the right track. All while not breaking the bank I will definitely use them again in the future. Reviewed on: 19th June 2023

Excellent Loan Service

5
Fantastic loan service, quick and easy to apply, everything carried out online, great app to track repayments and a savings account opened which some of your loan repayment is paid into each month. Great interest rates which beat everywhere else. Would definitely recommend Reviewed on: 19th June 2023

Excellent service

5
They are always happy to help. Excellent service and really friendly Reviewed on: 19th June 2023

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