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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Easy to use and friendly

Applied for a loan was in my bank within 3 days. Staff helpful and friendly Reviewed on: 23rd June 2023

Amazing

This service is fast, easy, reliable. Reviewed on: 23rd June 2023

Amazing company

So easy to apply for a loan or withdraw/deposit savings..100% recommend this company :) Reviewed on: 22nd June 2023

Very kind and understanding

The staff are very kind and very understanding and do all they can to help and support especially during these difficult times :) Reviewed on: 22nd June 2023

NLCU

Absolutely brilliant everytime I have dealt with them easy to take to any problems they are always happy to help cannot fault them at all for what they do Reviewed on: 22nd June 2023

Excellent service

Great service for savings and loans, helping all with high or low incomes effective and efficient. Reviewed on: 22nd June 2023

They are an amazing company

I can't recommend them enough my family have been with them for years and they are always understanding when you are struggling with payments and they to help Reviewed on: 21st June 2023

Outstanding customer understanding

I was struggling and needed a loan to help pay some Bill's I reached out to credit Union and they helped me immediately with a loan that suited my needs and repayment plan - they were quick so very friendly and understanding they took the time to talk and all with care and a smile. Reviewed on: 21st June 2023

Loan helped me

I was granted a loan to pay off other high interest debts that were crippling me each month because of high interest. The Credit Union were a lifeline for me when I was at a low point in my life because of debt. If I had not been granted the loan I would still be in a bad credit situation rather than an excellent one! Reviewed on: 21st June 2023

Friendly quick and efficient

Was recommended by a friend and I am very pleased . Very friendly staff, calm office environment straight forward explanation of process and easy to access a loan when I needed . I will personally keep using this company when needed :) Reviewed on: 20th June 2023

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