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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Amazing service

5
Can’t fault the customer service of this credit union. They go out their way to make sure everything is suitable and is a great way of promoting savings. Reviewed on: 23rd June 2023

Excellent support

5
High recommendation to this branch , brilliantly supported every step Reviewed on: 23rd June 2023

Very helpful

5
Helped when I needed it the most Reviewed on: 23rd June 2023

There when you need them most

5
My local credit union has an easy to use application system when applying for a loan. They were there when I needed them and didn’t charge the earth like some lenders would! Thank you. Reviewed on: 23rd June 2023

Helped through tough times

5
Got accepted for a loan very fast, customer service is very helpful, if I did have some issues they were all resolved. So thank you. Reviewed on: 23rd June 2023

Brilliant company

5
I was declined from other lenders for a loan towards a new sofa for my new place then I went here and was approved this company is the best way of saving and having a loan I thank them for their help and hopefully will be able to use in the future Reviewed on: 23rd June 2023

Very good

5
Very good . I like . Xxxxxxxxxxxxx Xxxxxxxxxx Reviewed on: 23rd June 2023

Very professional and helpful

5
Always so happy to help and extremely friendly and will help you to the best of there ability’s they go above and beyond and will never let you leave unsatisfied Reviewed on: 23rd June 2023

My first choice for a emergency loan

5
I had a couple loans from the company and it was my best decision ever. Reviewed on: 23rd June 2023

Great service overall

5
I took out a loan of £500 and they talked me through the steps and we found a payment plan that worked within my finances. On top of that, they created a savings account alongside my loan which helped to save me some money while I was paying back the loan. Great service overall Reviewed on: 23rd June 2023

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