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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Excellent service

5
Excellent service easy to work with would recommend Reviewed on: 23rd June 2023

Amazing service

5
I’ve had multiple loans and they have always been so quick and easy when applying! Will definitely use again and refer to friends and family. Reviewed on: 23rd June 2023

helpful friendly staff

5
thankyou so much NLCU for your helping hand im now on my way to consolidating all my debts, to become debt free with one manageable payment per month to NLCU, friendly helpful staff that don't judge you and listen to your circumstances, would highly recommend, keep up the good work, mr r lamb Reviewed on: 23rd June 2023

Fantastic

5
I have been with credit union from they started and they have helped for well over a decade with loans and I have also manage to save. My own children have also saved with credit union and have obtain loans. Credit union is great Reviewed on: 23rd June 2023

Great Team

5
Excellent customer service and updates on my loan application, from start to finish always had emails. Great team and very helpful. Reviewed on: 23rd June 2023

Brillant helpful

5
Friendly staff hellful and go the extra mile Reviewed on: 23rd June 2023

loan always helpful

5
never had a problem nothing is to much trouble highly recommended Reviewed on: 23rd June 2023

Helpful service

5
Helped me a lot to get the loan arrangement sorted quickly Reviewed on: 23rd June 2023

Quick response

5
Always quick to respond to any queries I had a heart attack 5 yesterday ago and they gave me extra time to repay they were understanding & helpful Reviewed on: 23rd June 2023

Amazing company

5
Very good company to use was stress free throughout Reviewed on: 23rd June 2023

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