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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Outstanding

5
The response was quick, and funds arrived to my account when they said. Very Impressive service! Reviewed on: 9th June 2023

Excellent support

5
Help and support every step.of the way Reviewed on: 8th June 2023

Reliable and friendly

5
Veru easy process and friendly staff Reviewed on: 8th June 2023

Excellent

5
This is a great way to borrow money very liable. Quick pay out good staff when you ring very polite. Well.done to you all.. Reviewed on: 8th June 2023

No hassle, easy and accessible

5
It was easy to get a loan but the best part was managing the loan with the App and being able to speak to someone when I needed to without any issues Reviewed on: 7th June 2023

100% perfect

5
Been with them for years never had any issues always very helpful when you ring overall perfect Reviewed on: 7th June 2023

Loan,

5
They are so helpful, kind and so fast to look after you when ever you need them 100 percent recommended by me Reviewed on: 7th June 2023

Life saver the place to join is the credit Union family highly recommended

5
Hi my credit union family I truly appreciate your help over the past year’s joining and thanks for such great customer service that’s always there to help us out from start to finish the process is speedy and you will definitely definitely get back a call or a text or email from your team I truly appreciate all of you much love and respect number one service in the uk highly recommended guy’s please join your nearest credit union today!!!!! Reviewed on: 7th June 2023

Excellent

5
Staff very helpfull. Im happy with the sevice provided Reviewed on: 7th June 2023

Excellent customer service

5
NLCU has supported me through hard times to get a loan twice. Excellent customer service and prompt response to issues made me to put my trust in them towards saving for my mortgage up until last year when I bought my own house!! Though they can improve on their interest rates!! Reviewed on: 7th June 2023

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