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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Best loan company

5
I've been with credit union for about 5 years now, I'd never taken out a loan before. The application was straight forward they don't allow you more than you can manage, repayments are reasonable with low interest, plus saving with pledges which is a brilliant idea. In my honest opinion credit union are the best and i would highly recommend them and have done to friends/family. Reviewed on: 6th June 2023

Best credit Union

5
Really helpful and fast payouts Reviewed on: 6th June 2023

Highly recommend

5
I’ve always used Nottingham credit union for loans and savings ever since they first opened, quick to make decision, easy to use and easy to us app, automatically take repayments, would use again if needed Reviewed on: 6th June 2023

My loan

5
Credit union has been amazing and reliable. They assisted me when I was financially down. They are angel. Reviewed on: 6th June 2023

Brilliant

5
Excellent service right when I needed it Reviewed on: 5th June 2023

Amazing service

5
I had my first loan with notts and lincs last year and they where so easy to deal with! Everyone i spoke to was friendly and efficient. The loan was quickly dealt with. Thanks again. Chris Reviewed on: 5th June 2023

loan

4
Very easy to apply , rates a little bit high but it is still ok Reviewed on: 5th June 2023

Amazing

5
Great company, great customer service and very good at sorting any issues out. I would highly recommend this company they are better than any loan or credit card company. Thankyou for being there as a company for me. You have helped me loads. Reviewed on: 5th June 2023

Brilliant

5
Excellent service and great communication between customers and colleagues and I would highly recommend this service to people who want to build a business or need help to go on holiday. Overall the best loan service I’ve ever been too. Reviewed on: 5th June 2023

Amazing

5
They have helped me out straight away no questions asked Reviewed on: 5th June 2023

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