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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Real Help when really needing it

Iv been a member over 10 years credit union has helped in many difficult situations when getting a loan I know I’m not going to be charged ridiculous interest which makes my situation easier. The option to save whilst repaying my loan is great too I can’t touch the savings and know once Iv finished repaying there’s a little bonus at the end. Reviewed on: 31st May 2023

Easy, quick and straightforward

My experience was fantastic I applied loan for short term I got it very kind and helpful just communicate with them and leave the rest they do it for thank you very much Reviewed on: 31st May 2023

Fantastic service

Very easy process; friendly, approachable,knowledgeable staff. Loans are arranged quickly, interestcrates are more than reasonable, and if I have any questions its very easy to contact someone: and my query is always answered quickly. They are always a pleasure to talk to. I can't recommend them highly enough Reviewed on: 31st May 2023

Good value

Easy, quick and efficient no hassle Reviewed on: 31st May 2023

Effective and simple

No hassle, just real people who understand real situations Reviewed on: 31st May 2023

Commitment to customers

Ethical , reasonable and considerate to ‘real’ life situations. ‘Not for profit ‘ I say ‘not for greed’ . Customers best interest and the credit unions best option are always the main priority. One thing that could be improved is the time taken for withdrawals. Reviewed on: 31st May 2023

The best company

The most serious company with the best staff Reviewed on: 31st May 2023

Hassle free

Best experience in applying for a loan. Very easy and less hassle. Reviewed on: 31st May 2023

One happy customer

Gave me a loan when I was in need very fair interest rates very smooth process from start to finish definitely get my vote! Reviewed on: 31st May 2023

Excellent

Very easy to navigate and set up what I needed Reviewed on: 31st May 2023

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