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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Fantastic Service Everytime!!

I haven't got the best credit history due to a relationship breakdown. At Credit Union they do look at your credit report but they also look into each person's finances. Credit Union helped me pay of debts and had a bit left over to do some home improvements. I will always chose this company before going elsewhere as the staff are so friendly and helpful. Thankyou!! Reviewed on: 31st May 2023

excellent service

From start to finish nothing was ever too much trouble, even when a problem arose the advice and guidance I received was second to none. I would highly recommend notts and lincs credit union you will not be disappointed. Reviewed on: 31st May 2023

Loans and savings

Credit union have always kept their interest low. I have never had a problem obtaining a loan and trust them with any savings I have saved with them. The staff are loyal too and very kind when I visit the branch, credit union give you a satisfactory service. Reviewed on: 31st May 2023

Easy, friendly, highly recommended

I've had 2 loans now through this company and both times the interest rates have been brilliant compared to other companies. Also, they are very quick to reply to any inquiries and is extra easy as you can email them rather than waiting on the phone. They have always been very happy to help and I highly recommend them. Reviewed on: 31st May 2023

Amazing loan rates

Easy loan application process and rates Reviewed on: 31st May 2023

Really helpful

Really helped me out to clear my debts. Helpful and friendly staff, always keep me updated and easy to contact. Reviewed on: 31st May 2023

Good Samaritans

Where banks take time to scrutinise you and eventually decline to offer you any credit the Notts and Lincs Credit Union steps in to your rescue. They know very well how to define financial constraints which could untimely fall on people. They are God sent.keep up the Good work of bringing back life to our depressed communities. Reviewed on: 31st May 2023

Customer service

Every time I've needed help my problems have always been sorted out straight away. Excellent customer service, would highly recommend. Reviewed on: 31st May 2023

Very professional company

excellent staff and organisation , friendly and helpful, 100% really . Reviewed on: 31st May 2023

Great service

Fantastic low cost loans to help people out during difficult times Reviewed on: 31st May 2023

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