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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Brilliant customer service

Every staff memeber ive spoken to has been very friendly helpful and understanding Reviewed on: 30th May 2023

Brilliant

Really good and helpful staff every time I have rang with any problem they have sorted it straight away very friendly and the app is great too Reviewed on: 30th May 2023

Very competitive interest rates

I took out a loan a few years ago to pay off my credit card. The interest rate was nearly 30 percentage points lower than that of my bank! I wish I'd signed up to the credit union sooner. Reviewed on: 30th May 2023

Great service

Easy transaction, very helpful and affordable. Reviewed on: 30th May 2023

Excellent cant fault

Can't fault anything very supportive fast with decisions and payments Reviewed on: 30th May 2023

Excellent customer service

Really helpful friendly team. Excellent range of loans and savings accounts. Reviewed on: 30th May 2023

Helped me when I needed it the most

Excellent service and amazing people on the phones to talk you through everything Reviewed on: 30th May 2023

The best credit union

Notts and Lincs credit union is a union I can recommend. Very easy to get a loan provided you qualify for and their interest rate is low. Very friendly staff. Reviewed on: 30th May 2023

Efficient, reliable, caring company

They listen and care, very good rates and a very efficient service Reviewed on: 30th May 2023

Really good service

When I was struggling credit union helped me out with one of their loans Reviewed on: 30th May 2023

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