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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

No nonsense loans

5
Simple, straight forward process with no hidden fees and great customer service. Reviewed on: 30th May 2023

Good company

3
Really good company, get back to u ASAP especially wen u need them Reviewed on: 30th May 2023

Great fast service

5
Always happy. Great service. Easy to complete all important documents. Good contact. Reviewed on: 30th May 2023

Great sevice

5
So easy to apply and they are so helpful if needed to discuss anything and via the app makes life much easier for me and my family Reviewed on: 30th May 2023

Easy and affordable

5
On more than one occasion we have used notts and lincs credit union for loans Easy to apply and very affordable Brilliant customer service Reviewed on: 30th May 2023

The best

5
Staff is always welcoming and friendly and my loans have been accepted really fast, so I can rely on them when I need it Reviewed on: 30th May 2023

Great company

5
Really good and friendly staff who keep you up to date and the quick loan payout is great they treat you with respect no matter your background would recommend to everyone great company Reviewed on: 30th May 2023

Best credit union

5
Super helpful, good customer service, low APR on loans. Highly recommend Reviewed on: 30th May 2023

Consistently there for me.

5
I cannot remember exactly when I had my first loan but it was initially done at their Mansfield office. Staff are incredibly friendly and empathetic. Feels very much like a personal service to me and in modern times this is refreshing. I borrow and save at the same time and this suits me. First class services the time. Reviewed on: 30th May 2023

Loans for the people

5
They never turn you down, other loan places are rude Reviewed on: 30th May 2023

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