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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Life saver

5
They have helped me out with so many problems Reviewed on: 23rd June 2025

Peace of mind

5
I’ve used clockwise for two loans to help me to combine small amounts of debt into affordable repayments. Clockwise staff have always been incredibly supportive in my requests and given me piece or mind in setting my debt. Reviewed on: 23rd June 2025

Merged with notts credit union.

4
Merged with notts credit union. easy transaction. Loans have been quick and easy , good customer service when needed. Reviewed on: 23rd June 2025

So helpful and make it easy to deal with and check y...

5
So helpful and make it easy to deal with and check you are happy with everything at each stage of the process. It’s clear every stage exactly what you are agreeing to how much it will cost overall and you can see hoe to manage your monthly outgoings Reviewed on: 23rd June 2025

Looked after me via the easy to use app, when there...

5
Looked after me via the easy to use app, when there were additional steps they were conducted by hard working staff on site which was easy to access. Reviewed on: 23rd June 2025

Really good but hard to get through to phone spent a...

5
Really good but hard to get through to phone spent a lot of time calling but good process Reviewed on: 23rd June 2025

Easgreat servicey to use app.

5
Easy to use app. Times that I've had to call them they are very professional and helpful Reviewed on: 23rd June 2025

No hassle family loans fantastic really helps when i...

5
No hassle family loans fantastic really helps when in need Reviewed on: 23rd June 2025

Easy and very kind and helpful.

5
Easy and very kind and helpful. Helped me so much as a single parent of two young children Reviewed on: 23rd June 2025

I am saving as well as paying my loan off

5
Clockwise credit union provided me with a loan that was easily affordable as well as increasing my savings each time I pay my loan off, making me look forward to payments as I can see the amount Im saving too! Excellent service! There is no other like it! Reviewed on: 23rd June 2025

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