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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Always there to help when needed

4
Always there to help when needed Reviewed on: 20th May 2026
Andrea's avatar
Andrea

The experience was amazing it was easy to use rates...

5
The experience was amazing it was easy to use rates are amazing it's a true people's company Reviewed on: 20th May 2026
Jamie's avatar
Jamie

Moving home

5
When I was moving I had nothing and needed everything for my new home clockwise credit union help me to get the loan I needed to make this happen Reviewed on: 20th May 2026
Donna m's avatar
Donna m

Clockwise helps me independently manage money and sa...

5
Clockwise helps me independently manage money and savings as well as provided me with affordable loans. I have never had such a more brilliant experience than I have with clockwise. They provide advice, support and are informative. I will continue to use clockwise. Reviewed on: 20th May 2026
Miss J's avatar
Miss J

Amazingly stress free

5
Whole experience dealing with Clockwise was amazing. No stress regarding application process - team so helpful if you call (which i did a few times). Quick, easy and very helpful Reviewed on: 20th May 2026
Christina 's avatar
Christina

5/5 Stars"I had a loan with Clockwise Union a...

5
5/5 Stars "I had a loan with Clockwise Union and my experience with them has been absolutely excellent from start to finish. The whole process was straightforward, clear, and very well explained — there were never any hidden fees or confusing terms, which was my biggest worry before applying. Their team was professional, friendly, and genuinely helpful. Every time I had a question or needed to speak to someone, the staff were patient, understanding, and got back to me quickly. They made everything so easy and stress-free, especially when I was going through a difficult time financially. What I appreciated most was their honesty and transparency. Everything was laid out clearly, and the repayment terms were fair and manageable for my situation. If you are looking for a lender you can trust, who treats you with respect and keeps things simple, I would highly recommend Clockwise Union to anyone. A really reliable and trustworthy company." Reviewed on: 20th May 2026
William 's avatar
William

Helpfull

5
Brilliant service, quick and helpful replies Reviewed on: 20th May 2026
Rebecca glassborow's avatar
Rebecca glassborow

I have been with clockwise for many years and their...

5
I have been with clockwise for many years and their service is brilliant Reviewed on: 20th May 2026
Jodie o's avatar
Jodie o

Joined when no one else would help me ,can’t fault t...

5
Joined when no one else would help me ,can’t fault this company every step fully explained and supported throughout the process Reviewed on: 20th May 2026
Steve 's avatar
Steve

Ive had have a few loans from clockwise it is low in...

5
Ive had have a few loans from clockwise it is low interest better then any other companies that charge alot on interest so it takes for ever to pay clockwise is the best experience ive had and I will stay with them plus you can save with them which is a good thing I'm a very happy customer. Reviewed on: 20th May 2026
Julie T's avatar
Julie T

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