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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Very good happy with the service

4
Very good happy with the service Reviewed on: 23rd June 2025

Clockwise staff are very friendly and helpful they h...

5
Clockwise staff are very friendly and helpful they have helped me so many times Reviewed on: 23rd June 2025

Good service and more value for money

5
Good service and more value for money Reviewed on: 23rd June 2025

Very helpful, understanding,.

4
Very helpful, understanding,. An easy to talk to. Reviewed on: 23rd June 2025

Easy process, quick payout once accepted!

5
Easy process, quick payout once accepted! Reviewed on: 23rd June 2025

Excellent and life saving x

5
Excellent and life saving great product and affordable Reviewed on: 23rd June 2025

I have had a really great experience with clockwise...

5
I have had a really great experience with clockwise when ever I have needed a loan or a top up on a loan Reviewed on: 23rd June 2025

Customer of 10 years

5
Been with clockwise for over 10 years + and there amazing when it comes to loans even if you have bad credit they still give you a chance to sort it out with 3 payments as proof that your paying. And still offer you your loan Reviewed on: 23rd June 2025

my experience with clockwise has always been very he...

5
my experience with clockwise has always been very helpful and very efficient Reviewed on: 23rd June 2025

Very good for getting a loan to help my family in di...

5
Very good for getting a loan to help my family in difficult circumstances Reviewed on: 23rd June 2025

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