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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,257 reviews, last reviewed 25th Jun 2026
60500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have had a great experience with clockwise and the... I have had a great experience with clockwise and the staff are very friendly and helpful Reviewed on: 25th June 2026
Kizzy's avatar
Kizzy

Latest lowest rating:

2

Ive had 2 loans and never missed a single payment ov... Ive had 2 loans and never missed a single payment over 5 years and all fully paid. Then because of a personal crisis I applied again and turned down w... Read more Reviewed on: 23rd June 2026
Paul J's avatar
Paul J

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4308)

Easy process very helpful especially with the top up...

5
Easy process very helpful especially with the top up every 4 months Reviewed on: 10th May 2026

Easy company to get a loan with great cus

5
Easy company to get a loan with great customer service great rates Reviewed on: 10th May 2026

overall the experience

4
overall the experience was better than I expected, I appreciated that the repayments were clearly explained from the start, with no confusing jargon or pressure. The approval process wasn’t instant for me personally, But if you want something that feels more personal and transparent, it’s worth it. Overall, a decent experience with fair service and clear repayment terms. Not perfect, but definitely more trustworthy than some lenders I’ve dealt with before. Reviewed on: 10th May 2026

They could’ve offered me more money, but they didn’t

5
They could’ve offered me more money, but they didn’t Reviewed on: 10th May 2026

I find it was easy and helped when I needed it altho...

3
I find it was easy and helped when I needed it although a short term loan is taking me years to pay off Reviewed on: 10th May 2026

Highly recommend

5
Been using clockwise for a number of years never had a problem great customer service and even when they offered me a certain amount I ask for more and they excepted would recommend highly couldn't ask for a more easily and reliable place for a loan. Reviewed on: 10th May 2026

Easy and accurate application process.

5
The whole process from application onwards has been so simple and easy to follow with advice and help available when needed. Reviewed on: 10th May 2026

would recommend

5
great experience from start to finish good customer service and easy to apply Reviewed on: 10th May 2026

Clockwise Loans

5
I have had a very good experience with this company had no problems and are very helpful thankyou . A excellent company. Reviewed on: 10th May 2026

Good service, helpful, friendly and local absolutely...

5
Good service, helpful, friendly and local absolutely hassle free Reviewed on: 10th May 2026

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