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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Always ready to help and easy to arrange everthing

5
Always ready to help and easy to arrange everthing Reviewed on: 23rd June 2025

Amazing !

5
Very helpful team if you need any help, amazing bank and loans Reviewed on: 23rd June 2025

Easy to use app

5
Easy to use app and complete transactions.Any issues I have had, an email was sent and the issue was resolved instantly, no fuss. Reviewed on: 23rd June 2025

Fast and quick depending on ur decision u will recei...

5
Fast and quick depending on ur decision u will receive money that same day u apply Reviewed on: 23rd June 2025

A very smooth experience they make you their top pri...

5
A very smooth experience they make you their top priority. Reviewed on: 23rd June 2025

Fast reliable and very easy low rates and great savi...

5
Fast reliable and very easy low rates and great savings Reviewed on: 23rd June 2025

Clockwise Helped Me

5
Clockwise helped me get a loan despite not having the best credit score. They gave me a chance and really helped me out of a tight spot. Customer service via messaging or phone call has always been brilliant. Interest rates are low on the loans offered and it is a much better alternative to payday loans. Reviewed on: 23rd June 2025

Great experience with clockwise

5
Very helpful and supportive. Fullfill my needs and highly recommended. Reviewed on: 23rd June 2025

Clockwise union was really helpful, and fast.

5
Clockwise union was really helpful, and fast. The customer service on the phone was amazing, the man was very friendly and helped me straight away. Reviewed on: 23rd June 2025

Enquired about a loan as was moving house and needed...

3
Enquired about a loan as was moving house and needed basics for myself and my family. Reviewed on: 23rd June 2025

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