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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Help to improve my credit

4
Help with my credit rating and good customer service regarding loans and opening a bank account Reviewed on: 24th June 2025

Excellent

5
Good customer service easy to apply and easy to top up loan Reviewed on: 24th June 2025

Excellent service

5
Good online service and simple steps to follow Reviewed on: 24th June 2025

The staff at clockwise are very polite and helpful

5
The staff at clockwise are very polite and helpful Reviewed on: 24th June 2025

This always help me in time of need

5
This always help me in time of need Reviewed on: 23rd June 2025

Clockwise best benefit and very helpful staff and fr...

5
Clockwise best benefit and very helpful staff and friendly as well l love it this place its wonderful. Reviewed on: 23rd June 2025

Fast and reliable

5
I was in desperate need of money and clockwise credit union helped me when nobody could. I am grateful to them Reviewed on: 23rd June 2025

Loans easy

5
Great loans and easy to use Would recommend Reviewed on: 23rd June 2025

Help a lot helpfulsince I became disabled

5
Help a lot since I became disabled Reviewed on: 23rd June 2025

Great experience!

5
Havent a got a bad word to say about clockwise to be honest! Helpful, quick and efficient. The fact you can top up your loan after 4 months too is absolutely great, love the fact I can just set up the repayments by standing order. Reviewed on: 23rd June 2025

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