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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Happy customer

5
Very friendly staff, money is in bank fast Reviewed on: 24th June 2025

Great experience and company you can trust.

5
I took a online loan with Clokwise. Decisions was quick and positive even though I have poor credit score. The instalments are small and easy to pay. Rates are reasonable and affordable. Reviewed on: 24th June 2025

I have work with clock union for 6 years and they ha...

5
I have work with clock union for 6 years and they have helped me with whenever I needed money Reviewed on: 24th June 2025

Quick easy to apply quick to lend once everything do...

5
Quick easy to apply quick to lend once everything done money straight in reasonable pay back Reviewed on: 24th June 2025

Always been there for me, when I’ve required a boost

5
Always been there for me, when I’ve required a boost Reviewed on: 24th June 2025

Very accurate and fast service.

5
Very accurate and fast service. There are no hidden fees, which is most important. Constant access to the account, where you can see how many installments are left to pay. As for me, a very "readable" system. I recommend. Reviewed on: 24th June 2025

Helped me out , no problem straight forward great co...

5
Helped me out , no problem straight forward great company Reviewed on: 24th June 2025

used site for loan in past and was happy with...

5
used site for loan in past and was happy with service Reviewed on: 24th June 2025

Very quick to get funds in your account

5
Very quick to get funds in your account Reviewed on: 24th June 2025

Great experience

5
Great experience, good customer service and support Reviewed on: 24th June 2025

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