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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,251 reviews, last reviewed 24th Jun 2026
60250% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

There when you need them. Always there when I need them which is important for any person to have that relationship especially with loans. Clockwise have been fantastic and und... Read more Reviewed on: 24th June 2026
James V's avatar
James V

Latest lowest rating:

2

Ive had 2 loans and never missed a single payment ov... Ive had 2 loans and never missed a single payment over 5 years and all fully paid. Then because of a personal crisis I applied again and turned down w... Read more Reviewed on: 23rd June 2026
Paul J's avatar
Paul J

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

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Clockwise Credit Union Personal loans reviews (4255)

Personal loan

5
I have used clockwise for years now and its easy to use and to apply for a top up loan. I am always accepted when i need a top up and the repayment plan is perfect for me Reviewed on: 10th May 2026

Struggles

5
I have struggled a few times over the years and I am proud to say my life would be so hard without Clockwise Credit Union. They have helped me through the darkest of times. Thankyou Clockwise !! Reviewed on: 10th May 2026

Overall very helpful and fair with interest rates an...

5
Overall very helpful and fair with interest rates and can always top up when needed .. Reviewed on: 10th May 2026

Clockwise have been really helpful, the website is e...

5
Clockwise have been really helpful, the website is easy to navigate as well. Reviewed on: 10th May 2026

Brilliant services helps out here and there comes in...

5
Brilliant services helps out here and there comes in handy. Reviewed on: 10th May 2026

Thank you

5
Helped me in a time of great need. Never underestimate the positive impact you make in people’s lives.L am a good saver, good money management skills but I was hit by a crisis that impacted on me heavily, no one to help and you don’t just provide me a loan but saved me from the mental impact it was having on me. Eternally grateful. Thank you so much. you were really there in a time of great need. Reviewed on: 10th May 2026

Some positives but poor loan application experience

4
Online loan experience was poor. However the person to person on the phone experience was positive. Reviewed on: 9th May 2026

Great company

5
Great customer service, good advice given and went above and beyond to help me. 10/10 service Reviewed on: 9th May 2026

Amazing customer service very fast response

5
Amazing customer service very fast response Reviewed on: 9th May 2026

Helpful and understanding

5
Very helpful and understanding when payments were hard to make due to circumstances changing Reviewed on: 9th May 2026

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