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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4557 reviews)

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4.79

Based on 4,557 reviews, last reviewed 11th Aug 2026

26% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Always had a good experience with clockwise highly r...

Always had a good experience with clockwise highly recommend Reviewed on: 23rd May 2026

Good,polite people

I needed a loan few years ago,my application was approved. Reviewed on: 23rd May 2026

It was a fast and easy process, staff was very help...

It was a fast and easy process, staff was very helpful. Reviewed on: 23rd May 2026

When I need to make a important payment it's always...

When I need to make a important payment it's always unable to do so needs further checks contact us. Which is impossible and even more so at the weekend or bank holiday when my benefits are in my account to pay bills and get food shopping etc then I transfer money from my account to my own nationwide account and it's not allowed so I try my daughters account nope so I try again with my husband and I can't move money anywhere again all are registered payees my nationwide account is connected with clockwise as my UK bank account and I have not got loads of money going in or anywhere and it's also my only money which when I can't get it is more than frustrating Reviewed on: 23rd May 2026

Always helped me out with my bills when needed!

Always helped me out with my bills when needed! Reviewed on: 23rd May 2026

Clockwise

Been with clockwise since 2010 and have always had a brilliant experience with them and customer service is great Reviewed on: 23rd May 2026

A helpful, friendly, professional advising service

Every enquiry I have had has been explained to me professional an has reassured me in every way possible. They have helped me in every aspect & especially in the most difficult time of my life, experiencing financial hardship with the rise of the cost of living crisis. I have been with clockwise credit union for around 10+ years now an I wouldn't change it. Reviewed on: 22nd May 2026

Have been a customer with clockwise for over ten yea...

Have been a customer with clockwise for over ten years, staff are friendly and knowledgeable. I have had both personal loans and top up and have always found the experience to be simple and fast, the website is easy to navigate. Reviewed on: 22nd May 2026

Easy to access their services online and in person.

Easy to access their services online and in person. Telephone service is good too. Reviewed on: 22nd May 2026

Existing customer

Accessible loans for all. Good customer service Reviewed on: 22nd May 2026

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