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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4255 reviews)

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4.79

Based on 4,251 reviews, last reviewed 24th Jun 2026

60250% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

There when you need them. Always there when I need them which is important for any person to have that relationship especially with loans. Clockwise have been fantastic and und... Read more Reviewed on: 24th June 2026

Latest lowest rating:

2

Ive had 2 loans and never missed a single payment ov... Ive had 2 loans and never missed a single payment over 5 years and all fully paid. Then because of a personal crisis I applied again and turned down w... Read more Reviewed on: 23rd June 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4255)

Great company.

Great company. Easy access to app features Reviewed on: 11th May 2026

Sometimes you have to jump through loops to get acce...

Sometimes you have to jump through loops to get accepted for your top up loans but it's good over all Reviewed on: 11th May 2026

Very considerate and same day response

Very considerate, same day cash out if needed. Have a savings account set up with 24/7 access. Can top up your current loan. Rating 10 Reviewed on: 11th May 2026

Clockwise is useful for saving and having loans they...

Clockwise is useful for saving and having loans they are really handy and helpful I do recommend Reviewed on: 10th May 2026

Easy access to loans and quick process.

Easy access to loans and quick process. Reviewed on: 10th May 2026

Great place for borrowing !

Clockwise Credit Union is a standout choice for borrowers who value a human touch and community-focused lending. They are particularly strong for those who might be rejected by high street banks due to credit history but have a stable income. Reviewed on: 10th May 2026

Been with clockwise a long time and always had fanta...

Been with clockwise a long time and always had fantastic experiences with them Reviewed on: 10th May 2026

Easy process very helpful especially with the top up...

Easy process very helpful especially with the top up every 4 months Reviewed on: 10th May 2026

Easy company to get a loan with great cus

Easy company to get a loan with great customer service great rates Reviewed on: 10th May 2026

overall the experience

overall the experience was better than I expected, I appreciated that the repayments were clearly explained from the start, with no confusing jargon or pressure. The approval process wasn’t instant for me personally, But if you want something that feels more personal and transparent, it’s worth it. Overall, a decent experience with fair service and clear repayment terms. Not perfect, but definitely more trustworthy than some lenders I’ve dealt with before. Reviewed on: 10th May 2026

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