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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

The greatest decision.

5
I'm with Clockwise for few years already and it's no better place to apply for affordable loan. I'm so glad for that decision I made few years ago. Reviewed on: 24th May 2026

I struggle doing online forms, i needed to sort my l...

4
I struggle doing online forms, i needed to sort my loan quick, so i needed help with them. I rang clockwise because i was struggling, and the lady I spoke to was really helpful and talked me through. It. Reviewed on: 24th May 2026

great review

5
great experience and so easy to use Reviewed on: 24th May 2026

Good been a member for years would recommend to fam...

4
Good been a member for years would recommend to family and friends Reviewed on: 23rd May 2026

Very good experience am going to tell my friends abo...

5
Very good experience am going to tell my friends about clockwise Reviewed on: 23rd May 2026

Helpful, friendly and reliable.

5
Always someone helpful on the end of the phone if and when needed, prompt service and accurate advice too, it can take a little while to get a response for messages but all in all I’ve been using clockwise for a number of years and have always found them helpful. Once a loan application has been approved, signing and receiving the money is fast. Reviewed on: 23rd May 2026

Happy with the personal loan i recieved, although ...

5
Happy with the personal loan i recieved, although the interest may be a little high compared to other lenders. Also i noticed the interest rates fluctuate wildy up and down every month and don't seem to be fixed, which i don't understand nor like. Reviewed on: 23rd May 2026

Good overall, can be a little pedantic even when evi...

5
Good overall, can be a little pedantic even when evidence is provided Reviewed on: 23rd May 2026

Great experience always very helpful

5
Great experience always very helpful Reviewed on: 23rd May 2026

Good service & support

3
Always there for support either online or by phone. Each client is assessed according to their income and what they can afford which makes the service fair for all. Reviewed on: 23rd May 2026

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