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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Truly care about their customers- kind, friendly and...

5
Truly care about their customers- kind, friendly and understanding. They are easy to talk to and always there to help and listen. Reviewed on: 18th May 2026

Always there to help no matter your situation.

5
Always there to help no matter your situation. Staff very friendly. Reviewed on: 18th May 2026

I have been a member of Clockwise Credit Union for a...

5
I have been a member of Clockwise Credit Union for almost 3 years now, and they have been a great help to me. Previously, I was declined for loans in most places, but Clockwise gave me a chance and accepted me. They have helped me many times when I needed some extra money, and the service has always been supportive and understanding. I’m also hoping to start saving with them soon. Highly recommended! Reviewed on: 18th May 2026

Very helpful quick response to emails

5
Very helpful quick response to emails Reviewed on: 18th May 2026

Needed to pay off finances and have one monthly paym...

5
Needed to pay off finances and have one monthly payment. Money tok 2 days to process quick and speedy services Reviewed on: 18th May 2026

I remember one Christmas I had nothing to give to my...

5
I remember one Christmas I had nothing to give to my daughter and grandkids.i apply for a loan and got it with clockwise. When everyone else said no. Thank you Reviewed on: 18th May 2026

My experience has been great

4
My experience has been great I've been able to speak to someone when I've needed and the customer service is top Reviewed on: 18th May 2026

i’ve had a clockwise account over 10 years and it’s...

5
i’ve had a clockwise account over 10 years and it’s helped me out in so many ways. Reviewed on: 18th May 2026

It has helped me be able to build my credit and also...

5
It has helped me be able to build my credit and also helped me to get a car after my crash which was very stressful but I would and have recommended clockwise. Reviewed on: 18th May 2026

I’ve been with Clockwise’s for years and never had a...

4
I’ve been with Clockwise’s for years and never had any issues the people I speak to are also super nice and will try to help if I need it. I feel the interest rates have gone up really high, so even if I pay every week it doesn’t feel like my loan goes down. Other than that I love Clockwise. Reviewed on: 18th May 2026

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