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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Been with Clockwise for 9 years and they have given...

5
Been with Clockwise for 9 years and they have given me a seriously great service. Reviewed on: 23rd June 2025
Graham J's avatar
Graham J

Always helpful and staff are lovely and always helpf...

5
Always helpful and staff are lovely and always helpful can’t fault Reviewed on: 23rd June 2025
Kelly leake's avatar
Kelly leake

Very friendly and happy to help.

5
Very friendly and happy to help. Always a happy voice at the end of the phone, and nothing is ever too much trouble. Quick to reply and help whilst never making me feel uncomfortable when im just not understanding something! Reviewed on: 23rd June 2025
Katie McCallum's avatar
Katie McCallum

They are good listeners and very empathetic to indiv...

4
They are good listeners and very empathetic to individual cases. Reviewed on: 23rd June 2025
David B's avatar
David B

I have a good experience with Clockwise had an initi...

4
I have a good experience with Clockwise had an initial loan then had a review and a top very helpful staff. Reviewed on: 23rd June 2025
Laura A's avatar
Laura A

Amazing help, quick and simple.

5
Amazing help, quick and simple. Quick transfers once everything’s approved. Would 100% recommend to friends and family, and would definitely continue to use them. Reviewed on: 23rd June 2025
Chloe H's avatar
Chloe H

Affordable loans

5
I have been approved for many loans on the past 4 years. This has helped me out massively and the interest is low compared to other lenders. The customer service is also excellent, I have always managed to speak to someone who has answered any queries I have had. Reviewed on: 23rd June 2025
Millienialchick's avatar
Millienialchick

Amazing and easy to use very straight forward very f...

5
Amazing and easy to use very straight forward very friendly staff Reviewed on: 23rd June 2025
Abdullah S's avatar
Abdullah S

I have always had a very positive experience and sta...

5
I have always had a very positive experience and staff very friendly and supportive of all situations Reviewed on: 23rd June 2025
Zoie h's avatar
Zoie h

Really easy process, clear understanding of my accou...

5
Really easy process, clear understanding of my account and payments and great customer service. App is easy to use and I recommend everyone to clockwise. Don’t have anything negative to say at all Reviewed on: 23rd June 2025
Billie MJ's avatar
Billie MJ

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