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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4557 reviews)

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4.79

Based on 4,557 reviews, last reviewed 11th Aug 2026

26% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Always easy to use and stress free helps out when yo...

Always easy to use and stress free helps out when you need to borrow for any reason as it fast and paif back monthy at a reasinable sum Reviewed on: 19th May 2026

Easy to use so easy to speak to staff if needed .

Easy to use so easy to speak to staff if needed . Doesn’t offer you a loan if you can’t afford it . Reviewed on: 19th May 2026

Easy to apply and easy to use website

Easy process, didn’t have to speak to anyone on the phone If I didn’t need to or visit the branch. Would you be comment for ease of access online Reviewed on: 19th May 2026

Clockwise loans

They helped me with a loan despite my bad credit and im still able to top up after 3 months if im struggling. Reviewed on: 19th May 2026

They are really good and make sure it’s safe for me...

They are really good and make sure it’s safe for me to borrow without getting into debt , many companies now who just hand over cash without putting customers situation first but clockwise do and very helpful and talk you through if needed how to apply and step by step Reviewed on: 19th May 2026

Always helpful and been offered loans

Always helpful and been offered loans Reviewed on: 18th May 2026

Great customer service

Quick replies and clear communication Reviewed on: 18th May 2026

Clockwise loan

I recently took out a loan through Clockwise, and the whole experience was really smooth from start to finish. The application process was simple and straightforward, and I appreciated how transparent they were about the repayment terms right from the beginning. The funds were approved quickly, which helped me cover an unexpected expense without the stress I was expecting. What stood out most was the clear communication throughout — there were no hidden fees or confusing terms, and the repayment schedule was easy to understand and manage within my budget. The customer service team was also friendly and helpful when I had a few questions, which made the whole process feel much more reassuring. It’s good to find a lender that treats customers fairly and keeps everything clear. Overall, I’m really happy with the service and would definitely recommend Clockwise if you’re looking for a straightforward loan with honest terms. Reviewed on: 18th May 2026

Easy to understand their products, good service qual...

Easy to understand their products, good service quality reliable, fast on clients ir members requests. Reviewed on: 18th May 2026

Great experience

Whenever I’ve been in a pickle and needed some extra clockwise credit union have always been there to help, and it’s quick and simple answer more or less straight away and no stress about re payments as it just comes straight out of my child benefits. It’s been such a smooth journey with them. Reviewed on: 18th May 2026

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