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Cockle Finance: Personal loans reviews

4.98
Based on 813 reviews, last reviewed 8th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Unbelievable experience very simple process and very... Unbelievable experience very simple process and very excellent customer service Reviewed on: 8th September 2025
Adam F's avatar
Adam F

Latest lowest rating:

1

Won’t be using these again At first thought was good then when you miss payments well it’s like the world ended for them won’t stop and then accuse you of ingnorng them when peo... Read more Reviewed on: 17th January 2024
Charlene's avatar
Charlene

About this product

Cockle Finance help you find flexible loans with no credit reference checks.

If Cockle Finance can’t offer you a loan as a direct lender, they can act as a credit broker to help you find a loan with another company but this could involve a credit check. You can apply for a Cockle Finance loan on their website.

Cockle Finance personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Cockle Finance before, you can also leave a review and share your experience.

Cockle Finance Personal loans reviews (813)

Review of the Cockle Finance, Personal loans:

Very friendly and understanding amazing

5
Very friendly and understanding amazing Reviewed on: 11th March 2025

Great service very helpful

5
Cockle finance is an outstanding company very helpful and quick with response and always make sure you can afford your finance Reviewed on: 4th July 2023

Easy hassle free!

5
Really simple and fast! Not had a single problem sent all my documents over what’s app so it was super speedy, contact centre staff where amazing, ready to answer any questions asked! Highly recommend Reviewed on: 4th July 2023

friendly company

4
As a customer of Cockle' I can say they are up front and homest. Reliable and always willing to help. Reviewed on: 4th July 2023

Good and friendly service

4
Really happy with the customer service care received and I wasn’t made for feel bad for taking out a small loan. Would thoroughly recommend Reviewed on: 4th July 2023

Quick and easy

4
Quick and easy to apply. Decision in a couple of days cash in your account and no punishment for late payment. Reviewed on: 4th July 2023

Easy and friendly

5
It was really easy to apply. The guys at Cockle Finance are really friendly and personally tell you when your loan has been paid off. I would definitely recommend them. Reviewed on: 4th July 2023

Always willing to go above and beyond

5
Generally a very friendly and helpful team, always willing to go out the way to help you whatever your circumstances Reviewed on: 4th July 2023

Great!

5
Have used Cockle finance for years and they have never failed to support when needed. Reviewed on: 4th July 2023

Helpful

5
Cockle really help me when I need help highly recommend to people and a great family business Reviewed on: 4th July 2023

Great company

5
A fanatic company. Great staff dan and Steve really helpful. The girls on the office every time I have an issue they are there and try and get it sorted. Always gave me a loan when needed. They do there check what is annoying but understand its got to be done. Great company. Great service and reasonable pay back rates Reviewed on: 4th July 2023