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Cockle Finance: Personal loans reviews

Name: Personal loans
Rating: 4.98 (813 reviews)

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4.98

Based on 813 reviews, last reviewed 8th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

Unbelievable experience very simple process and very... Unbelievable experience very simple process and very excellent customer service Reviewed on: 8th September 2025

Latest lowest rating:

1

Won’t be using these again At first thought was good then when you miss payments well it’s like the world ended for them won’t stop and then accuse you of ingnorng them when peo... Read more Reviewed on: 17th January 2024

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About this product

Cockle Finance help you find flexible loans with no credit reference checks.

If Cockle Finance can’t offer you a loan as a direct lender, they can act as a credit broker to help you find a loan with another company but this could involve a credit check. You can apply for a Cockle Finance loan on their website.

Cockle Finance personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Cockle Finance before, you can also leave a review and share your experience.

Awards

Customer service champion 2025

Awarded to the company with the highest customer service score from customer reviews.

Cockle Finance Personal loans reviews (813)

Review of the Cockle Finance, Personal loans:

Very friendly and understanding amazing

Very friendly and understanding amazing Reviewed on: 11th March 2025

HIGHLY RECOMMEND

Always received Excellent service from Steve & Jane, always there when needed. Very reliable in time of need and always explained payments and interest amounts clearly. Very professional. Reviewed on: 1st June 2020

Mrs Lisa Bailey

I would recommend A J Cockles to my family and friends they are a wonderful money lender run by very kind and understanding people. I will always be using them when I need help with extra cash . Reviewed on: 1st June 2020

Couldnt have been better

I have been using this company for years as it was recommended by family and never had any problems. Always friendly and helpful. Reviewed on: 1st June 2020

Easy to apply and very friendly loan company

My experience with cockle finance was really good I was satisfied with how fast my loan was accepted and love that you can pay off your loans by direct debit would definitely use them again Reviewed on: 1st June 2020

Responsible lender

I have used Cockle Finance for many years. They have always been professional, friendly and very understanding. They explain everything in an easy-to-understand manner. 100% spot on! Reviewed on: 1st June 2020

Wicked

Very good people and always there to help Reviewed on: 1st June 2020

Cockle finance are the one of the best in getting a loan

I have been with them for a few years and I am Very happy with the service that they give. They are very prompt in responding to replying with the requesting another loan. And they always make sure that you can afford to pay back the money back each week. I would definitely recommend them to family and friends. Reviewed on: 29th May 2020

Brilliant

Everything about Aj cockle is brilliant will always recommend to my friends and family. Such lovely people too. Reviewed on: 29th May 2020

Great and friendly service with affordable repayments

I have been able to borrow money quickly and easily and although this is a small family run business the service is better than most large cooperations. Would highly recommend Reviewed on: 29th May 2020

Excellent

I've been a customer with them for 3-5years they are really helpful and a excellent service from them that understand people who want a lone simple and easy to understand Reviewed on: 29th May 2020

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