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Drafty: Loan reviews

View other Drafty products
4.45
Based on 216 reviews, last reviewed 13th Jun 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Drafty is a very flexible loan where after you take... Drafty is a very flexible loan where after you take out the initial loan, if you’ve made some repayments, the balance goes down then you have availabl... Read more Reviewed on: 13th June 2026
TG's avatar
TG

Latest lowest rating:

1

Close to being loan sharks Not helpful, if you ask for a holiday period they accept it but expect you to pay In full after holiday period, not helpful setting up payment plans, ... Read more Reviewed on: 11th April 2023
Chris Lyons's avatar
Chris Lyons
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About this product

Drafty loans are available for a range of circumstances including situations where you may have a poor credit history.

If you’re approved for a loan, Drafty can send the cash to your bank account in less than two minutes. Choose a repayment term of 12, 18 or 24 months.

Drafty reviews help you find out what it’s like to be a customer. If you’ve used Drafty before, you can also leave a review and share your experience.

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Drafty Loan reviews (216)

A blessing

5
From time to time the end of the month can be a struggle! this dependent in the main to vet trips with various pets who take it into their little heads to pick that particular month to be sick! This month alone I have had an expensive array of vet bills, first with the dog and then with two gerbils! In the past I have resorted to payday loans but then someone suggested Drafty! I was pretty sure I would get a resounding no due to bad credit history in the past (been reasonably good the last few years). But I bit the bullet and was surprised to see that I got accepted. Even more surprised to see that this is not like a payday loan. Thank you Drafty for coming to my rescue this month, it is good to know that this will be available for those trying months. Reviewed on: 24th April 2019
michelle 's avatar
michelle

Easy to use

4
I saw your tv add and thought I would try for a loan, it was quite simple to use and it helps me out at the moment, it does help me, thanks Reviewed on: 24th April 2019
Tony's avatar
Tony

Quick and easy

5
Simple, easy and extremely quick Reviewed on: 21st April 2019
Hoops72's avatar
Hoops72

Brilliant and easy

5
So easy to use, makes absolute sense compared to a pay day loan or overdraft. Thanks Drafty Reviewed on: 12th April 2019
Kieran's avatar
Kieran

very fast settlement and affordable interest rate

5
my opinion is very good, you do not need too much unnecessary formalities simply quickly and with decent interest rates Reviewed on: 18th March 2019
grzegorz sobala's avatar
grzegorz sobala

Excellent, Brook

5
Easy to understand instructions, simply the best, fast and easy Reviewed on: 23rd January 2019
Graham brook's avatar
Graham brook

helpful Drafty

5
Easy way to set a credit limit without going over the top on payments, also easy on line application without to many questions Reviewed on: 20th December 2018
CW's avatar
CW

Easy, fast & efficient

5
So easy from start to finish Reviewed on: 15th December 2018
Margaret's avatar
Margaret

100 Percent good

5
Hi i am more than happy with this loan lenders you are very very very good and i thank you i can't be more happy Reviewed on: 15th December 2018
Linval Campbell 's avatar
Linval Campbell

Unaffordable product for some, they don't care

1
Despite clear warning signs that this product is not affordable to an individual they continue to lend to make as much money as possible. Withdrawing the maximum available month to month to pay priority bills not a hint? Avoid these predators Reviewed on: 4th September 2018
Stephen's avatar
Stephen

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