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Equifax: Credit Report reviews

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1.97
Based on 21 reviews, last reviewed 11th Nov 2025
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61%

Latest highest rating:

4

I have used it for a couple months now and I don’t s... I have used it for a couple months now and I don’t see the benefits of having it Reviewed on: 4th April 2024
Miss zaza's avatar
Miss zaza

Latest lowest rating:

2

Got credit restored in due time When private credit repair specialists like rocketskycredit on X socials really got a negative items off my report was when i found out that Equifax a... Read more Reviewed on: 11th November 2025
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Andrew S
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About this product

Equifax is one of the longest standing UK credit check providers. Are you looking for Equifax credit report reviews? Smart Money People is collecting the biggest collection of real customer reviews online, and we offer reviews of credit scoring websites too.

If you're a previous or current Equifax credit check customer, or have used Equifax to check your credit report, please leave a review and help out our community!

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Equifax Credit Report reviews (21)

Got credit restored in due time

2
When private credit repair specialists like rocketskycredit on X socials really got a negative items off my report was when i found out that Equifax and the likes are alll overrated companies. I’ve always struggled with my credit report for years and the hard inquiries. I thought my credit score was way too low for someone with my income level. I’ve done everything to get it up but it’s still not enough. Reviewed on: 11th November 2025
Andrew S's avatar
Andrew S

I have used it for a couple months now and I don’t s...

4
I have used it for a couple months now and I don’t see the benefits of having it Reviewed on: 4th April 2024
Miss zaza's avatar
Miss zaza

Incorrect password or email address

1
I cannot get access to my new account because of the wrong incorrect password or the wrong incorrect email address whereby I found that very annoying. I feel very frustrated and annoyed when something like this happens to me. I would recommend forward the complaint to the Ombudsman team to help get this fixed because Equifax has not been doing nothing about this to get this resolved. I have now had enough of this. Reviewed on: 25th February 2024
Kathryne Phillips's avatar
Kathryne Phillips

Don't give correct info on report

1
Contacted them and clear score about the used credit on my report which was incorrect and showing I was near my limit when I wasn't. The issue wasn't sorted and still isn't 2 months after contacted them! They try pass the buck to everyone else and even though said in email they look into it they still jot sort and when contact by phone they won't talk unless have lots of different case numbers from other companies (who I stated haven't responded to multiple calls and emails) then when asked to speak to manager they won't put one on!! Reviewed on: 14th April 2023
David Russell's avatar
David Russell

Idiotic computer generated point based system

1
They are useless and not legitimate company. I have both my experian and trust union is on excellent score they gold correct information regarding my electoral and adresses adres. However, this CHINESE Or God knows how they operate scored my account as a poor* due to their computer* generated score. First of all, they hold so many incorrect information regarding my informations. They accumulated my surname incorrect so they couldn't find me on electoral register (idiots of course can't fine when they spell it wrong). They said I have missed payment from water bills and then I checked with my supplier (all paid of via direct debit) and all is set as it should. Because of their idiotic computer generated point based system my real life suffered. Such a shameful company shouldn't exist! Reviewed on: 27th October 2022
Elbek's avatar
Elbek

Inefficient

1
Baseless negative reports negligent inefficient Reviewed on: 28th September 2022
Khurshed Jamil's avatar
Khurshed Jamil

No chance

1
Total rubbish Wouldn't believe anything you say ever Lies Lies and more Lies Reviewed on: 13th June 2022
whatapp dave's avatar
whatapp dave

Legit scam

1
You cannot cancel subscription and run the risk of bad credit. Check reviews online and trust pilot, luckily there's a few more credit check companies now. Reviewed on: 26th October 2021
Shof Haque's avatar
Shof Haque

Reliable and very efficient service

5
Good service and excellent customer care service. Always take away your stress and help you with what you need Reviewed on: 3rd September 2021
Mary Nyabvure 's avatar
Mary Nyabvure

false baseless credit report, huge difference with experian, this company should be investigated

1
at the same day my credit score by experian from good (over 900) dropped to 199 by equifax, unbelievable, avoid this agency otherwise you will be out of business if you rely on their report Reviewed on: 28th July 2021
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nazhat nezhad

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