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Fair For You: Loan reviews

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4.94
Based on 7,966 reviews, last reviewed 16th May 2026
77700% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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Latest highest rating:

5

Great company I have used them for household items and their food card and service was excellent Reviewed on: 16th May 2026
Zoe's avatar
Zoe

Latest lowest rating:

2

Got tricked in sending over bank statements when app... Got tricked in sending over bank statements when applying for a under £400 , loan , after they received them were told didn't have to do that because ... Read more Reviewed on: 16th May 2026
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Pauline s
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About this product

Fair for You offer loans for household essentials like furniture and electricals.

Most customers get an instant decision but you’ll normally hear from Fair for You in no more than an hour. Credit limits vary by product and eligibility. With Fair for You, you can choose how long you’d like to borrow for and how frequently you’d like to pay.

Fair for You loan reviews help you find out what it’s really like to be a customer. If you’ve used Fair for You before, you can also leave a review and share your experience.

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Fair For You Loan reviews (7966)

Great for those that need now, but can't afford outright!

5
I seriously cannot fault Fair for You and I have told my Friends and Family about the Company if they have needed things. The application process is easy and self explanatory, you just need to know your incoming and outgoings which I keep track of anyway and there are many financial options for the applicant. You can have up to three purchases and have them set to go out altogether once a month or there's the option to scatter them out. I personally have two purchases going out monthly and another (very recent purchase when I needed a Freezer Upgrade for more capacity) that goes out weekly and I had the option of going weekly, fortnightly, 4 weekly or monthly with each application. You choose your affordability based on your option for how frequently you would like to pay preference. Then you also have the option to add extra on top if it is financially viable for you to do so. You also have the option to pay off the purchase(s) early and get rewarded by joining the Good Payer Club. This give you a wider variety to choose from for your next purchase including PlayStation Bundles, Smart TVs etc. The Staff are wonderful and will help you with even the smallest of things. I suffer with my memory and speech at times due to an underlying health problem and there have been times I have mixed my words up and got upset but the Staff couldn't of been any nicer or understanding to me if they tried! When I first got ill, I was only on Statutory Sick Pay with my Employer and had to apply for Universal Credit, I phoned them up and explained that it would be a 5/6 week delay with payments and they were more than happy to help me with this and gave me a payment holiday, just adding the weeks on to the end date that was originally set to make up the difference. The Staff Member who dealt with me at that time even said if there was a delay for some reason to just give them a call and they can discuss it again for another holiday which I was lucky I didn't need to do. I have had one problem with one item, but I contacted Fair for You and they referred me to the Supplier Customer Service and I have a member of their Team helping me with my problem, all we are waiting for now is the Manufacturer to reopen, due to the virus causing lockdown. But even she has messaged me wishing me well and saying she hasn't forgot me and is going to be with me for the whole process until the problem is resolved. I have been with Fair for You for two years and I will keep coming back too whenever I want an upgrade on my Household items! Thank you Fair for You for proving there's Creditors out there that want to help - not just make a profit! Reviewed on: 24th April 2020
MrsM's avatar
MrsM

Excellent company

5
Amazing helpful company, a single mum of 4, finally a company that understands and works with you to help you out Reviewed on: 24th April 2020
Laura Barnes 's avatar
Laura Barnes

Simple straight forward affordable help when needed

5
I struggle with finances and have a terrible history of credit,i find fair for you extremely easy to manage with payments that suit your individual circumstances, i get paid once weekly then once 4 weekly and im able to set smaller repayments once weekly and alittle more once 4 weekly,ive now had 4 loans! Fair for you is the only lender ive been able to keep ontop of with repayments,they also assess you on your individual affordability so are responsible with thete lending.. THANKYOU Reviewed on: 24th April 2020
Louloy's avatar
Louloy

Excellent experience

5
I have ordered multiple products from Fair For You and ive always been happy with it - no problems whatsoever! Reviewed on: 24th April 2020
Monika Raczova Botova's avatar
Monika Raczova Botova

Great service, would definitely recommend.

5
I needed a new cooker and couldn’t afford one out right,. Fair for You are quick and easy to get what you need. Affordable prices and great customer service. Reviewed on: 24th April 2020
Charlotte Guest's avatar
Charlotte Guest

My review

5
Very good service and better than other companies that charge a extremely high interest rate. Reviewed on: 24th April 2020
Jasmine 's avatar
Jasmine

Fantastic service

5
So easy from start to finish. Choose what you want. Apply, and it's all done and product with you within days. Choose when and how much you want to pay weekly, 2 weekly or monthly. Would definitely recommend this company Reviewed on: 24th April 2020
Angela's avatar
Angela

very great company

5
i have been with fair for you for a long time and have always received great service Reviewed on: 24th April 2020
Deborah Parish's avatar
Deborah Parish

Great company!

5
I've had 4 items now fully paid off, very reasonable interest and was easily able to pay extra when I wanted which reduced the interest. Very easy to deal with and contact. Have recommended to others who are now customers also. Will definitely use again in future. Keep up the great work! Reviewed on: 24th April 2020
Shiv Awn's avatar
Shiv Awn

Fair enough true to their word

5
When I brought my freezer they were brilliant would go here again when I need something new Reviewed on: 24th April 2020
Christine Coles's avatar
Christine Coles

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