Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

First Response Finance: Car finance reviews

View other First Response Finance products
4.88
Based on 7,784 reviews, last reviewed 10th Jun 2026
82500% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

AMAZING!!!! Quick, easy and supportive with all customers. Been with them for years. Took a break when I got a different car but was happy to go back with them wh... Read more Reviewed on: 10th June 2026
Connor J's avatar
Connor J

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood
Read all reviews Write a review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

First Response Finance Car finance reviews (7784)

A very good company

5
What can I say the company gave me a 2nd chance they was no problem they treated me very open no hidden charges. Explained everything no goblegook a very good company to deal with they didn't try to push any other car at more money on me. I would and have recommended them to my family and friends. When looking for anther car I would always go to them 1st. Reviewed on: 22nd July 2022
Stuart Dalby's avatar
Stuart Dalby

Best car finance company

5
I’ve never had a great credit history but first response gave me a chance to buy a car. I’m registered disabled and the car has given me a bit off freedom. Can’t be more grateful great company great service thank you first response Reviewed on: 22nd July 2022
Karin Paterson's avatar
Karin Paterson

Fantastic company

5
Fantastic company. Quick and easy to deal with Reviewed on: 22nd July 2022
Sonya Ramsay's avatar
Sonya Ramsay

Always helpful and great communication

5
First response has always been really helpful especially when I first set up my car finance. They’re also great with communication, if a payment is going to come out early (because of where the date falls ie on a weekend) they’ll text you and if there’s any problem meeting that payment you can ring to arrange it coming out on a different day. Reviewed on: 22nd July 2022
Natalie Long's avatar
Natalie Long

Fantastic customer service

5
Great experience all the time and always happy to help Reviewed on: 22nd July 2022
Terry baldwin's avatar
Terry baldwin

Easy to apply

5
Easy to apply and very friendly staff, but also professional would highly recommend Reviewed on: 22nd July 2022
Allen 's avatar
Allen

First Rate Company

5
I do not have the greatest of credit ratings but dealing with First Response Finance Ltd has been the easiest thing to do. Every communication was answered immediately with a clear and easy-to-understand explanation. Excellent cannot fault Reviewed on: 22nd July 2022
Mark Gott's avatar
Mark Gott

Fabulous

5
Very easy to get help. I would highly recommend this finance. Reviewed on: 22nd July 2022
Tracey's avatar
Tracey

Great and easy company very helpful

5
We chose first response and had no problems at all fab company to be with and always willing to help when needed thanks again to the team yous are smashing it Reviewed on: 22nd July 2022
Jay 's avatar
Jay

Very high interest rates for year long customers

1
Not impressed, I haven't missed any payment and my interest rate only decreased a fraction. Complete rip off Reviewed on: 22nd July 2022
JGrad's avatar
JGrad

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill