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Freetrade: Self-invested personal pension reviews

Name: Self-invested personal pension
Rating: 4.82 (55 reviews)

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4.82

Based on 55 reviews, last reviewed 23rd Feb 2026

4800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

1 star

Latest highest rating:

5

Cheapest SIPP provider for me when I opened an accou... Cheapest SIPP provider for me when I opened an accoubt, and now it's free to hold a SIPP. Reviewed on: 23rd February 2026

Latest lowest rating:

2

Never again Disappointing experience, now moved. Unable to send tax statements… Reviewed on: 5th February 2026

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About this product

Freetrade offer a self-invested personal pension (SIPP).

With Freetrade, choose from 6,500+ stocks, ETFs, investment trusts, and UK Treasury bills. Manage your portfolio from anywhere via iOS and Android apps and web platform.

Freetrade SIPP reviews help you find out what it’s really like to be a customer. If you’ve used Freetrade before, you can also leave a review and share your experience.

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Freetrade Self-invested personal pension reviews (55)

Money,money,money

The app is so easy to use, I can see were IV gained or lost and free trade keep me updated to date with what's going on in the financial world Reviewed on: 6th February 2026

Market & Customer-led, first-rate investment platform.

Seamless sipp transfer service, allied with prompt service responses and clear, concise cost structure which saved me hundreds of pounds. Addition of mutual funds has made Freetrade extremely competitive too, not to mention their new streamlined price plans for 2026! Reviewed on: 6th February 2026

Freetrade us great value

I have both SIPP and ISA products, for value Freetrade is hard to beat. Reviewed on: 5th February 2026

Excellent customer service and easy-to-use SIPP

I’ve had a really positive experience with Freetrade’s SIPP. The customer care team is quick to respond, polite, and genuinely helpful. They explained everything clearly and resolved my query without any hassle. The app is easy to use, transparent, and great for long-term investing. Overall, a smooth and reassuring experience. Reviewed on: 5th February 2026

Excellent service.

Excellent service. Quick to respond to queries. Reviewed on: 5th February 2026

Great platform and even better fees!

Great platform and even better fees! Great range of investment options, can't fault the offering. Reviewed on: 5th February 2026

Realistically the best SIPP option on the market

I have transferred my stocks and shares ISA to another provider that features automatic rebalancing, leaving the fee for my SIPP higher than I would like but it still remains the best option when compared to the competition, certainly when compared to auto enrollment pensions. Tax relief is slow to arrive, but I believe that is more an issue with HMRC. Reviewed on: 5th February 2026

As a crowdfunding investor I was disappointed with t...

As a crowdfunding investor I was disappointed with the acquisition and thought I would be leaving freetrade like many others vowed. but the improvements since then have kept me as a customer. Been very happy since the SIPP was included in the free plan. Transfers in were very easy and happy with the choice of ETFs, mutual funds and treasury bills. Reviewed on: 5th February 2026

Freetrade offers a refreshing, user-friendly experie...

Freetrade offers a refreshing, user-friendly experience that makes the stock market feel accessible rather than intimidating. The app’s commission-free model and fractional US shares are perfect for building a portfolio with any budget. I love the clean, intuitive interface that makes tracking investments and discovering new ETFs a genuine breeze. The addition of free ISAs and SIPPs on their latest plans provides excellent, tax-efficient value for long-term savers. It’s a top-tier choice for anyone wanting a simple, transparent, and modern way to take control of their financial future. Reviewed on: 5th February 2026

Free sipp and trades.

Free sipp and trades. Reasonable fx Reviewed on: 5th February 2026

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