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Freetrade: Self-invested personal pension reviews

Name: Self-invested personal pension
Rating: 4.82 (55 reviews)

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4.82

Based on 55 reviews, last reviewed 23rd Feb 2026

4800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

1 star

Latest highest rating:

5

Cheapest SIPP provider for me when I opened an accou... Cheapest SIPP provider for me when I opened an accoubt, and now it's free to hold a SIPP. Reviewed on: 23rd February 2026

Latest lowest rating:

2

Never again Disappointing experience, now moved. Unable to send tax statements… Reviewed on: 5th February 2026

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About this product

Freetrade offer a self-invested personal pension (SIPP).

With Freetrade, choose from 6,500+ stocks, ETFs, investment trusts, and UK Treasury bills. Manage your portfolio from anywhere via iOS and Android apps and web platform.

Freetrade SIPP reviews help you find out what it’s really like to be a customer. If you’ve used Freetrade before, you can also leave a review and share your experience.

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Freetrade Self-invested personal pension reviews (55)

No SIPP fees

The lack of fees for the SIPP itself is great; I only have to worry anout the charges on the ETFs I invest in Reviewed on: 5th February 2026

Relatively inexpensive but also missing features

Relatively inexpensive but also missing many features. If you want to invest a one off sum into an accumulating etf then it's great. Reviewed on: 5th February 2026

Easy to use and has good information on the stocks

Easy to use and has good information on the stocks Reviewed on: 5th February 2026

No commission, convenient app.

No commission, convenient app. The only thing to do - allow holding US dollars without conversion (adds FX costs) Reviewed on: 5th February 2026

Easy to use App, quick customer response

Easy to use App, quick customer response Reviewed on: 5th February 2026

Good Service

Good and well worth the time taken through researching the best deals Reviewed on: 5th February 2026

great platform

I have been using Freetrade for 4 years (ISA and SIPP only, I don't use the general investing account provided) and my experience is positive overall, queries and issues are always sorted quickly and I don't see a reason to change a provider, pricing is very competitive, choice of investments is very good (obviously, more choice is better but it is rare that I cannot find a company on Freetrade that I am looking for - generally UK microcaps are not fully represented but it seems that the choice is constantly being improved). Due to the way Freetrade is structured, I think it is a very good option for someone who is new to investing and is keen to learn. Reviewed on: 5th February 2026

Its mostly been good, Think it's even better now isa...

Its mostly been good, Think it's even better now isa's and sipps are available in basic and standard plans. Reviewed on: 5th February 2026

Very quick response to questions with cheap exchange...

Very quick response to questions with cheap exchange rates and interest rates. Easy to use app or Web. Reviewed on: 5th February 2026

Very easy interface for someone whos used several pl...

Very easy interface for someone whos used several platforms before Reviewed on: 5th February 2026

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