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Got You Covered: Car insurance reviews

View other Got You Covered products
3.79
Based on 259 reviews, last reviewed 13th Oct 2026
100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
79%
See only 4 star reviews
12%
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4%
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0%
See only 1 star reviews
5%

Latest highest rating:

4

Premiums I had 3points on licence and 3claims in 4yrs. One my fault one non fault and one was information only which they still put against my policy and my pr... Read more Reviewed on: 13th October 2026
Douglas 's avatar
Douglas

Latest lowest rating:

1

Paid £274 deposit then changed to a van just outside... Paid £274 deposit then changed to a van just outside the 2 weeks cooling off period and had to pay 33.15 to cancel it totaling 307.34 for my car insur... Read more Reviewed on: 2nd June 2026
Bradley a's avatar
Bradley a
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About this product

Got You Covered offer specialist car insurance policies.

Got You Covered work with a panel of over 15 leading UK insurers. Specialist car insurance include those for drivers with motoring convictions and claims. All levels of cover are available for most types of vehicles including comprehensive, third party fire and theft or third party only.

Got You Covered car insurance reviews help you find out what it’s like to be a customer. If you’ve used Got You Covered before, you can also leave a review and share your experience.

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Got You Covered Car insurance reviews (259)

Premiums

4
I had 3points on licence and 3claims in 4yrs. One my fault one non fault and one was information only which they still put against my policy and my premium shot up to almost 3k a yr to insure my vehicle and only allowed me to change it 3times Reviewed on: 13th October 2026
Douglas 's avatar
Douglas

Good provider

5
Insightful and responsive, always ready to help and assist Reviewed on: 2nd September 2026
Luke 's avatar
Luke

Paid £274 deposit then changed to a van just outside...

1
Paid £274 deposit then changed to a van just outside the 2 weeks cooling off period and had to pay 33.15 to cancel it totaling 307.34 for my car insurance for just over 2 weeks ive been robbed i change cars quite allot and never have i been legally robbed like this. Stay well clear if id of known they dont do refunds i would of taken temp cover as it would have been cheaper. Thanks for robbing me ill never consider using you ever again id rather pay more and use a diffrent company you theifs. I was initially quoted £1100 for insurance but eneded up costing 1800 once on the phone then robbed over £300 stay well away from them. Reviewed on: 2nd June 2026
Bradley a's avatar
Bradley a

Terrible Experience Avoid This Company!

1
Terrible Experience – Avoid This Company! I’ve had nothing but issues with this car insurance provider. First off, their prices are extremely expensive, far higher than competitors for the same level of coverage. Trying to contact customer service is a nightmare. On multiple occasions, I was stuck in a queue for over two hours, and when I finally got through, no one could actually help me—just endless transferring and vague responses. I took out a policy in January, paying an £800 deposit, but when I decided to cancel just a month later, they charged me an extra £100, despite only being insured for one month! There was no clear explanation, just more frustration. To make things worse, their system is confusing and difficult to navigate, making even basic tasks unnecessarily complicated. Overall, this company is a complete rip-off with terrible customer service. Avoid at all costs! Reviewed on: 7th February 2025
Janice G's avatar
Janice G

Shocking and unbelievable service

1
Sasa Mathiba • Booker and Cressex • 3m My son’s car was stolen by a neighbour last year August; he drove into a bridge and iit is a write off. The insurance; got you covered is refusing to pay cos they are waiting for the police report. The police said it could take 2-3 months cos they are waiting for cps. The dna was found on the airbags but insurers insist on the police report before they can progress with the claim. My son is still paying £234 monthly subs even though the car was a write off. We sent an official complaint and Cma has directed us to the insurance/ police. The police cannot produce the report because the perpetrator said no comments. We’re now stuck cos my son has no means of going to work etc. Reviewed on: 12th April 2024
Attie M's avatar
Attie M

Big scam

1
Biggest scam in uk stay stay away U get prices online n he give u his own price triple Reviewed on: 8th December 2023
Emon's avatar
Emon

never again

1
never again waist my time idiots!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 23rd October 2023
Daniel Carter's avatar
Daniel Carter

Very rude

1
This is the worst company I have dealt with told me all wrong information they cancelled my policy twice and took £1600 pound for 3months insurance would advise anyone not to use these people they are scamming people and the people behind this company are very rude false information was given a woman called shay has got really bad customer service how can you employ someone like this Reviewed on: 31st July 2023
Manni Akram's avatar
Manni Akram

NOT Got You Covered!

1
The worst car insurance company I've ever tried to deal with. I got a quote from Money Supermarket, I had to call 'Not Got You Covered' to confirm the quote with them and spoken to two Roadmen who both appeared to neither want to be at work or deal with members of the public. Both of them told me to do the payment online and I explained that the website was saying I had to call up and pay over the phone. Neither of them were helpful and told me that they wouldn't insure me because I'm a Social Worker. I've never heard such discriminative bullsh*t in my life. Don't offer quotes that you can't uphold! Employ staff who want to work, who want to deal with members of the public and that can string sentences together. Reviewed on: 10th June 2023
Ricky Martin's avatar
Ricky Martin

Not professional

1
Was on put on hold for over an hour, then for a automated voice note to tell me office is now closed, I was first in que for over an hour, very poor customer service Reviewed on: 12th May 2023
Patch Khan's avatar
Patch Khan

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