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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Great service

5
We have recently used Habito to submit our mortgage application and found Sameer to be highly professional, approachable and knowledgeable. Reviewed on: 9th April 2021

Fast and fearless!

5
Antra was amazing. She got back to us straight away no matter what the time. I was most impressed by the speed in which she found us a mortgage where other brokers told us we ha to wait two weeks! Thank you Habito Reviewed on: 9th April 2021

Super Easy & Convenient for Full Time Workers - No Phone Calls Needed

5
I work 8.30am-6pm+ every day, and can't make calls during my shifts, so anything to do with applying for mortgages and buying houses is a challenge. However, I used Habito to arrange a new mortgage with NatWest, and it has been the easiest experience compared to previous purchases. I just downloaded copies of payslips, bank statements etc. and took photos of ID and it was done. It's incredibly convenient compared to the traditional applications -where I'd have to take half a day off work to physically go into a bank with ID or paper copies of documents - and with Habito I could also arrange all communication via email/messenger rather than waiting on hold for hours. Super easy and convenient for anyone that works long hours and doesn't have a lot of time to spare on weekdays! Reviewed on: 9th April 2021

Personal clear and fast service

5
A dedicated broker was assigned to our case and Sameer was very polite, fast and helpful. Fingers crossed our application goes through! Would recommend. :) Reviewed on: 9th April 2021

Very fast & efficient with a friendly helpful service

5
I really can't fault the service provided, it was first online experience for a mortgage application, however I found it so quick and easy and the ability to leave a message, know when your advisor has read it or online was a big help that enhances the service. Well done and keep up the good work... recommended by Martin Lewis and once again he knows his stuff! Reviewed on: 9th April 2021

Very quick and helpful service

5
Great communication and patience with all my questions as a first time buyer! Made the process as clear and easy as possible. Reviewed on: 9th April 2021

Habito - best mortgage broker!

5
Very clear and concise instructions throughout the whole process and my dedicated broker helped me out immensely. Reviewed on: 9th April 2021

Great to deal with and ultra convenient

5
Everyone at Habito definitely know their stuff and gives me confidence to deal with them. It is ultra convenient because all communication is done by online messaging meaning no waiting on phone or needing to attend physical meetings. Online means I can take my time and respond when I want to. Given its all online, it explains why Habito is cheaper than tradition mortgage brokers. Reviewed on: 8th April 2021

Quick and easy

5
All online. Helpful advice and support Reviewed on: 8th April 2021

Highly recommend

5
Great, clear and efficient, would highly recommend. Reviewed on: 8th April 2021

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